Knowlesville Bankruptcy & Debt Lawyer, New York, page 5

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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Cyrus Bahram Chubineh

Lawsuit & Dispute, Consumer Rights, Bankruptcy & Debt, Wrongful Death

Status: In Good Standing Licensed: 15 Years

CONTACT

2655 Millersport Hwy., Getzville, NY 14068

Daniel Ryan Dahl

Lawsuit & Dispute, International, Government, Bankruptcy & Debt

Status: In Good Standing Licensed: 14 Years

CONTACT

6467 Main Street, Buffalo, NY 14221

Morris Louis Horwitz

Commercial Real Estate, Collection, Bankruptcy

Status: In Good Standing Licensed: 50 Years

CONTACT

243 Old Lyme Dr, Buffalo, NY 14221

Regina A. Walker

Social Security -- Disability, Employment, Bankruptcy

Status: In Good Standing Licensed: 29 Years

CONTACT

300 International Dr., Buffalo, NY 14221

Chris T. Brunea

Estate, Criminal, Civil & Human Rights, Bankruptcy & Debt

Status: Inactive Licensed: 42 Years

CONTACT

609 Harris Hill Rd., Lancaster, NY 14086

Surinder Kaur Virk

Accident & Injury, Bankruptcy, Criminal, Divorce & Family Law

Status: In Good Standing Licensed: 23 Years

CONTACT

300 International Drive, Williamsville, NY 14221

Donald P. Sheldon

Bankruptcy & Debt

Status: In Good Standing Licensed: 65 Years

CONTACT

300 International Dr, Buffalo, NY 14221

Harold P. Bulan

Collection

Status: In Good Standing Licensed: 60 Years

CONTACT

93 Hidden Ridge Commons, Buffalo, NY 14221

Kristen Leigh Schaub

Estate, Employee Rights, Elder Law, Bankruptcy

Status: In Good Standing Licensed: 14 Years

CONTACT

200 John James Audubon Pkwy, Buffalo, NY 14228

Joan Casilio Adams

International Tax, Prenuptial Agreements, Family Law, Child Custody, Bankruptcy & Debt

Status: In Good Standing Licensed: 37 Years

CONTACT

400 Essjay Rd, Buffalo, NY 14221

800-923-0641

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LEGAL TERMS

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

CREDIT FILE

See credit report.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

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Knowlesville Bankruptcy & Debt Lawyer, New York, page 5

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Cyrus Bahram Chubineh

Daniel Ryan Dahl

Morris Louis Horwitz

Regina A. Walker

Chris T. Brunea

Surinder Kaur Virk

Donald P. Sheldon

Harold P. Bulan

Kristen Leigh Schaub

Joan Casilio Adams

TIPS

LEGAL TERMS

GUARANTOR

DOING BUSINESS AS (DBA)

CREDIT FILE

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

CREDIT INSURANCE

CURRENT MONTHLY INCOME

GARNISHMENT

WORKOUT

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

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