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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
2. AboutExperienced Michigan Lawyer
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Benjamin Jay Allyn

Workers' Compensation, Contract, Collection, Wrongful Death

Status: In Good Standing Licensed: 17 Years

CONTACT

Grand Blanc, MI 48507

Shoyneese NeCole Chiles

Entertainment, Family Law, Collection, Elder Law

Status: In Good Standing

CONTACT

400 N Saginaw St, Flint, MI 48502

Kirk M. Liebengood

Land Use & Zoning, Wills & Probate, Labor Law, Family Law, Collection

Status: In Good Standing Licensed: 47 Years

CONTACT

717 S Grand Traverse St, Flint, MI 48502

Jamie Lauren Schonberg

Family Law, Criminal, Collection, Social Security

Status: In Good Standing Licensed: 10 Years

CONTACT

300 W 2Nd St, Flint, MI 48502

Darlene Kristin Fawkes Pettit

Government, Religious Discrimination, Collection, Bankruptcy & Debt

Status: In Good Standing Licensed: 18 Years

CONTACT

624 S Grand Traverse St, Flint, MI 48502

Dianne S. Ruhlandt

Landlord-Tenant, Employee Rights, Business, Collection

Status: In Good Standing

CONTACT

9139 N Clio Rd, Clio, MI 48420

Lisa M. Platz

Defect and Lemon Law, Elder Law, Collection

Status: In Good Standing Licensed: 28 Years

CONTACT

785 Letts Rd, Rochester, MI 48363

Mark Ernest Ross

Commercial Leasing, Construction Contracts, Business Organization, Collection

Status: In Good Standing Licensed: 27 Years

CONTACT

2347 Stonebridge Dr, Flint, MI 48532

Dale Smith

Litigation, Custody & Visitation, Collection, Accident & Injury

Status: In Good Standing Licensed: 39 Years

CONTACT

808 E Maple St, Holly, MI 48442

Larry D. Barnett

Civil Rights, Collection

Status: In Good Standing Licensed: 51 Years

CONTACT

5840 Lorac Dr, Clarkston, MI 48346

800-923-0641

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LEGAL TERMS

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

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Lapeer Collection Lawyer, Michigan, page 3

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

Benjamin Jay Allyn

Shoyneese NeCole Chiles

Kirk M. Liebengood

Jamie Lauren Schonberg

Darlene Kristin Fawkes Pettit

Dianne S. Ruhlandt

Lisa M. Platz

Mark Ernest Ross

Dale Smith

Larry D. Barnett

TIPS

LEGAL TERMS

BANKRUPTCY

DISCHARGEABLE DEBTS

TRUTH IN LENDING ACT (TILA)

SOLE PROPRIETORSHIP

FAIR CREDIT REPORTING ACT (FCRA)

BANKRUPTCY TRUSTEE

ACCORD AND SATISFACTION

DEBT COLLECTOR

401(K) PLAN

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