Lenoir County, NC Credit & Debt Lawyers, page 5

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George Oliver
About | Practice Areas
Oliver & Cheek, PLLC
405 Middle Street New Bern, NC 28560» view map
Bankruptcy & Debt Law
Your Business Partner

Oliver & Cheek, PLLC is a full service business firm providing a wide range of legal services to clients in North Carolina.

252-633-1930
1. George Oliver New Bern, NC
  Attorney at Law- NJ, 1999
  University of North Carolina School of Law, J.D. 1999
2. AboutOliver & Cheek, PLLC
  Your Business Partner
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Not enough matches for Lenoir Credit & Debt lawyer.
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Alexander Edward Stark

Traffic, Child Custody, Criminal

Status: In Good Standing Licensed: 10 Years

CONTACT

Pink Hill, NC 28572

Jonathan Cameron Bain

General Practice

Status: In Good Standing Licensed: 11 Years

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1216 Dorcas Terrace, Kinston, NC 28504

Dal F. Wooten

Divorce & Family Law

Status: In Good Standing Licensed: 42 Years

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Kinston, NC 28502

Allen C Foster II

Traffic, White Collar Crime, Criminal, Wrongful Death

Status: In Good Standing Licensed: 33 Years

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109 E Gordon St, Kinston, NC 28501

Carolyn D. Sims

General Practice

Status: In Good Standing Licensed: 29 Years

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300 West Daniels Street, Kinston, NC 28501

David R. Duke

General Practice

Status: Deceased Licensed: 47 Years

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Kinston, NC 28502

William Oscar Coffin

Social Security, Disability

Status: In Good Standing Licensed: 49 Years

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2812 Murray Hill Rd., Kinston, NC 28504

Robert W. Griffin

General Practice

Status: In Good Standing Licensed: 47 Years

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Kinston, NC 28502

Fred W. Harrison

Class Action, Estate, Wrongful Termination, Divorce & Family Law

Status: Deceased Licensed: 68 Years

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1007 Clifton Ter, Kinston, NC 28501

Elizabeth A. Heath

General Practice

Status: In Good Standing Licensed: 33 Years

CONTACT

901 Laroque Ave, Kinston, NC 28501

800-923-0641

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LEGAL TERMS

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

CREDIT FILE

See credit report.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

CCCS

See Consumer Credit Counseling Service.

COLLATERAL

Property that guarantees payment of a secured debt.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

SAMPLE LEGAL CASES

Stovall v. Stovall

... III. Credit for Debt. ... Both plaintiff and defendant assign error to the trial court's findings and conclusions which gave defendant a "credit" for debt payments of $160,000.00 toward the New Madison debts after the date of separation. ...

Commercial Credit Group, Inc. v. Barber

... Acting on behalf of Creditor, Commercial Credit Group's Senior Vice President, Mr. Mattocks, offered an opening bid of $100,000. ... After the auction, Creditor deducted the $100,000 net sale proceeds from Debtor's outstanding debt and found that Debtor's total outstanding ...

Citibank (South Dakota), NA v. Bowen

... WS Bowen, defendant-appellant, pro se. HUNTER, Judge. Citibank, South Dakota, NA ("plaintiff") filed an action in the District Court of Harnett County on 13 March 2007 to recover an outstanding credit card debt from WS Bowen ("defendant") in the amount of $18,716.17. ...

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Lenoir County, NC Credit & Debt Lawyers, page 5

Sponsored Law Firm

Oliver & Cheek, PLLC

SPONSORED LAWYERS

Alexander Edward Stark

Jonathan Cameron Bain

Dal F. Wooten

Allen C Foster II

Carolyn D. Sims

David R. Duke

William Oscar Coffin

Robert W. Griffin

Fred W. Harrison

Elizabeth A. Heath

TIPS

LEGAL TERMS

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

GRACE PERIOD

CREDIT FILE

COLLECTION AGENCY

GARNISHMENT

CCCS

COLLATERAL

NUISANCE FEES

ACCORD AND SATISFACTION

SAMPLE LEGAL CASES

Stovall v. Stovall

Commercial Credit Group, Inc. v. Barber

Citibank (South Dakota), NA v. Bowen

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