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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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William Michael Duskas

Commercial Real Estate, Municipal, Divorce, Commercial Bankruptcy

Status: Licensed: 17 Years

CONTACT

44 Court St, Canton, NY 13617

Erik Sobkiewicz

Bankruptcy & Debt

Status: Licensed: 35 Years

CONTACT

17 High Street, Carthage, NY 13619

Rafferty Elizabeth Taylor

Litigation, Medical Products & Devices, Commercial Bankruptcy, Products Liability

Status:

CONTACT

537 Riverside Dr, Clayton, NY 13624

Richard C. Cummings

Real Estate, Employment, Bankruptcy & Debt

Status: Licensed: 70 Years

CONTACT

6435 E Shore Rd, Glenfield, NY 13343

Earl B. Dunckel

Real Estate, Business, Bankruptcy & Debt

Status: Licensed: 57 Years

CONTACT

5352 Summit Ave, Lowville, NY 13367

Clarence Henry Gratto

Estate, Business, Bankruptcy & Debt

Status: Licensed: 35 Years

CONTACT

3953 State Highway 37, Ogdensburg, NY 13669

David P Antonucci

Criminal, Civil Rights, Bankruptcy, Animal Bite, Class Action

Status: Licensed: 37 Years

CONTACT

12 Public Sq, Watertown, NY 13601

Steven C Haas

Real Estate, Litigation, Estate, Bankruptcy & Debt

Status: Licensed: 52 Years

CONTACT

215 Washington St, Watertown, NY 13601

Anthony Inserra

Bankruptcy & Debt

Status: Licensed: 34 Years

CONTACT

531 Washington St, Watertown, NY 13601

David Baertus Geurtsen

Real Estate, Employment, Bankruptcy & Debt, Accident & Injury

Status: Licensed: 32 Years

CONTACT

407 Sherman St, Watertown, NY 13601

800-923-0641

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LEGAL TERMS

COLLATERAL

Property that guarantees payment of a secured debt.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

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Deferiet Bankruptcy & Debt Lawyer, New York

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

William Michael Duskas

Erik Sobkiewicz

Rafferty Elizabeth Taylor

Richard C. Cummings

Earl B. Dunckel

Clarence Henry Gratto

David P Antonucci

Steven C Haas

Anthony Inserra

David Baertus Geurtsen

TIPS

LEGAL TERMS

COLLATERAL

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

WINDING UP

GENERAL PARTNER

FAIR CREDIT REPORTING ACT (FCRA)

DEBT COLLECTOR

REAFFIRMATION

SOLE PROPRIETORSHIP

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

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