East Elmhurst Bankruptcy & Debt Lawyer, New York, page 5

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Gregory Messer
About | Practice Areas
Law Offices of Gregory Messer
26 Court Street Suite 2400 Brooklyn, NY 11242» view map
Bankruptcy & Debt
It's Time For A Fresh Start

Experienced bankruptcy attorney Gregory Messer will work with you personally to set your mind at ease and relieve the strain you’re facing from personal or business debt.

800-887-8940
1. Gregory Messer Brooklyn, NY
  Attorney at Law - NY, 1978
  Albany Law School J.D. 1977
2. AboutLaw Offices of Gregory Messer
  Providing debt relief for individual and business clients in the New York City area for more than three decades.
3. Practice AreasExpertise
  Bankruptcy & Debt
1. Contact
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Alex Spizz

Reorganization, Bankruptcy, Credit & Debt, Bankruptcy Litigation

Status: Licensed: 51 Years

CONTACT

425 Park Avenue, New York, NY 10022

Aradhana Sonali Carlson

Tax, Credit & Debt

Status: Licensed: 23 Years

CONTACT

599 Lexington Ave, New York, NY 10022

Sloan Jessica Zarkin

Real Estate, Litigation, Employment, Commercial Bankruptcy

Status: Licensed: 21 Years

CONTACT

599 Lexington Ave, New York, NY 10022

Jeffrey S. Sabin

Real Estate, Energy, Banking & Finance, Bankruptcy

Status: Licensed: 47 Years

CONTACT

399 Park Ave, New York, NY 10022

Leo Louis Schmolka

Tax, Commercial Bankruptcy, Advertising

Status: Licensed: 60 Years

CONTACT

767 5Th Ave, New York, NY 10153

Morlan Ty Rogers

Commercial Real Estate, Litigation, Contract, Credit & Debt

Status: Licensed: 33 Years

CONTACT

108-18 Queens Boulevard, Forest Hills, NY 11375

Y. Andre Vital

Foreclosure, Divorce, Business, Consumer Bankruptcy

Status:

CONTACT

46-28 Vernon Boulevard, Long Island City, NY 11101

Martin A Creaven

Bankruptcy & Debt, Criminal, Bankruptcy, Bankruptcy

Status: Licensed: 26 Years

CONTACT

304 E 73Rd St, New York, NY 10021

Jeremy Shawn Mack

Bankruptcy

Status: Licensed: 20 Years

CONTACT

225 E 57th St, New York, NY 10022

Catherine Mahnaz Amirfar

Litigation, Arbitration, International Arbitration, Commercial Bankruptcy

Status: Licensed: 24 Years

CONTACT

919 3rd Ave, New York, NY 10022

800-814-6700

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LEGAL TERMS

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

CREDIT FILE

See credit report.

S CORPORATION

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status fro... (more...)

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status from the Internal Revenue Service. Electing to do business as an S corporation lets shareholders enjoy limited liability status, as would be true of any corporation, but be taxed like a partnership or sole proprietor. That is, instead of being taxed as a separate entity (as would be the case with a regular or C corporation) an S corporation is a pass-through tax entity: income taxes are reported and paid by the shareholders, not the S corporation. To qualify as an S corporation a number of IRS rules must be met, such as a limit of 75 shareholders and citizenship requirements.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

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East Elmhurst Bankruptcy & Debt Lawyer, New York, page 5

Sponsored Law Firm

Law Offices of Gregory Messer

SPONSORED LAWYERS

Alex Spizz

Aradhana Sonali Carlson

Sloan Jessica Zarkin

Jeffrey S. Sabin

Leo Louis Schmolka

Morlan Ty Rogers

Y. Andre Vital

Martin A Creaven

Jeremy Shawn Mack

Catherine Mahnaz Amirfar

TIPS

LEGAL TERMS

MEANS TEST

TRUTH IN LENDING ACT (TILA)

LIEN

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

CREDIT FILE

S CORPORATION

FRAUDULENT TRANSFER

DOING BUSINESS AS (DBA)

ADMINISTRATIVE EXPENSES

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