Hogansburg Bankruptcy & Debt Lawyer, New York

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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Not enough matches for Hogansburg Bankruptcy & Debt lawyer.
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Lorraine Marie White

Government Agencies

Status: In Good Standing Licensed: 24 Years

CONTACT

Hogansburg, NY 13655

Vaughn Nelson Aldrich

General Practice

Status: In Good Standing Licensed: 45 Years

CONTACT

Hogansburg, NY 13655

Lorelei B. Smith Miller

General Practice

Status: In Good Standing Licensed: 22 Years

CONTACT

71 Margaret Terrance Memorial Way, Hogansburg, NY 13655

Johanne L. Sullivan

General Practice

Status: In Good Standing Licensed: 22 Years

CONTACT

71 Margaret Terrance Memorial Way, Hogansburg, NY 13655

Carrie Elizabeth Garrow

Lawsuit & Dispute, Government, Indians & Native Populations

Status: In Good Standing Licensed: 30 Years

CONTACT

882 State Route 37, Hogansburg, NY 13655

Lisa Garabedian

General Practice

Status: In Good Standing Licensed: 35 Years

CONTACT

882 State Route 37, Hogansburg, NY 13655

Dale Thomas White

General Practice

Status: In Good Standing Licensed: 45 Years

CONTACT

71 Margaret Terrance Memorial Way, Hogansburg, NY 13655

Dale Thomas White

General Practice

Status: In Good Standing Licensed: 45 Years

CONTACT

71 Margaret Terrance Memorial Way, Hogansburg, NY 13655

Dawn Marie Schmidt

General Practice

Status: In Good Standing Licensed: 32 Years

CONTACT

170 Frogtown Rd, Hogansburg, NY 13655

Peter John Herne

General Practice

Status: In Good Standing Licensed: 26 Years

CONTACT

1552 State Route 37, Hogansburg, NY 13655

800-923-0641

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LEGAL TERMS

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

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Hogansburg Bankruptcy & Debt Lawyer, New York

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Lorraine Marie White

Vaughn Nelson Aldrich

Lorelei B. Smith Miller

Johanne L. Sullivan

Carrie Elizabeth Garrow

Lisa Garabedian

Dale Thomas White

Dale Thomas White

Dawn Marie Schmidt

Peter John Herne

TIPS

LEGAL TERMS

TRADE NAME

DEBT COLLECTOR

LIABILITY

CHAPTER 7 BANKRUPTCY

INTEREST

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

BANKRUPTCY TRUSTEE

FRATERNAL BENEFIT SOCIETY BENEFITS

MEETING OF CREDITORS

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