Livingston County, NY Reorganization Lawyers

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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Susan Kathleen Duke

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Criminal, Divorce & Family Law

LLM, Masters of Law, International Taxation

I consider communication to be a key aspect of the lawyer-client relationship, which is why I return phone calls and emails promptly. My clients have ... (more)

CONTACT

800-729-1461

3407 Rochester Road, Lakeville, NY 14480

Raymond Paul Sciarrino

✓ VERIFIED

Criminal, Real Estate, Personal Injury, Traffic, Estate

Licensed: 22 Years

Sciarrino & Sciarrino, P.C. is a criminal law firm serving Rochester and the surrounding areas of Livingston County and Wyoming County. For more than ... (more)

FREE CONSULTATION

CONTACT

800-737-5751

106 Main St, Mount Morris, NY 14510

J. Michael Jones

Litigation

Status: In Good Standing

FREE CONSULTATION

CONTACT

31 Main Street, Geneseo, NY 14454

Gregory J. McCaffrey

General Practice

Status: In Good Standing

FREE CONSULTATION

CONTACT

31 Main Street, Geneseo, NY 14454

Michael William Stivers

Landlord-Tenant, Divorce, Criminal, Car Accident, DUI-DWI

Status: In Good Standing

CONTACT

131 Main St, Geneseo, NY 14454

Peter K. Skivington

Commercial Real Estate, Lawsuit & Dispute, Criminal, Accident & Injury

Status: In Good Standing Licensed: 45 Years

CONTACT

31 Main St, Geneseo, NY 14454

Scott D. Woodruff

White Collar Crime, DUI-DWI, Criminal

Status: In Good Standing

CONTACT

6 Court St, Geneseo, NY 14454

Daniel Ryan Magill

Criminal, Accident & Injury

Status: In Good Standing

CONTACT

2 Court St, Geneseo, NY 14454

David Alan Hoffmann

Lawsuit & Dispute, DUI-DWI, Criminal, Personal Injury

Status: In Good Standing

CONTACT

2 Court St, Geneseo, NY 14454

Scott David Woodruff

White Collar Crime, DUI-DWI, Criminal

Status: In Good Standing Licensed: 14 Years

CONTACT

6 Court St, Geneseo, NY 14454

800-923-0641

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LEGAL TERMS

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

S CORPORATION

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status fro... (more...)

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status from the Internal Revenue Service. Electing to do business as an S corporation lets shareholders enjoy limited liability status, as would be true of any corporation, but be taxed like a partnership or sole proprietor. That is, instead of being taxed as a separate entity (as would be the case with a regular or C corporation) an S corporation is a pass-through tax entity: income taxes are reported and paid by the shareholders, not the S corporation. To qualify as an S corporation a number of IRS rules must be met, such as a limit of 75 shareholders and citizenship requirements.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

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Livingston County, NY Reorganization Lawyers

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Susan Kathleen Duke

Raymond Paul Sciarrino

J. Michael Jones

Gregory J. McCaffrey

Michael William Stivers

Peter K. Skivington

Scott D. Woodruff

Daniel Ryan Magill

David Alan Hoffmann

Scott David Woodruff

TIPS

LEGAL TERMS

TRUTH IN LENDING ACT (TILA)

WINDING UP

S CORPORATION

BANKRUPTCY

GARNISHMENT

UNSECURED DEBT

SUBROGATION

DOING BUSINESS AS (DBA)

COLLECTION AGENCY

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