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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Andrew J. Luskin

Dispute Resolution, Franchising, Business Organization, Collection

Status: In Good Standing

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1010 Northern Blvd., Great Neck, NY 11021

Aaron D. Jones

Estate, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 23 Years

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97 Powerhouse Rd, Greenvale, NY 11577

Adam Gross

Real Estate, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 20 Years

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900 Merchants Concourse, Old Westbury, NY 11590

Afsheen Shah

Real Estate, Health Care Other, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 26 Years

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111 Great Neck Rd, Great Neck, NY 11021

Amanda M. Baron-Frank

Bankruptcy & Debt, Real Estate, Accident & Injury, Criminal, Litigation

Status: In Good Standing

FREE CONSULTATION

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333 Glen Head Rd, Old Brookville, NY 11545

Andrew Martin Thaler

Real Estate, Lawsuit & Dispute, Bankruptcy & Debt

Status: In Good Standing Licensed: 41 Years

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675 Old Country Rd, Old Westbury, NY 11590

Andrew Anthony Kress

Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 45 Years

CONTACT

41 Summit Rd, Port Washington, NY 11050

Cary Martin Hirshon

Divorce & Family Law, Criminal, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 32 Years

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6 Garden St, Great Neck, NY 11021

Cesar Zuniga

Estate Planning, Personal Injury, Bankruptcy & Debt, Commercial Real Estate, Mass Torts

Status: In Good Standing Licensed: 21 Years

FREE CONSULTATION

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40 Cuttermill Road, Great Neck, NY 11021

Charles Arthur Singer

Tax, Immigration, Estate, Corporate, Bankruptcy

Status: In Good Standing Licensed: 50 Years

CONTACT

11 Middle Neck Rd, Great Neck, NY 11021

800-923-0641

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LEGAL TERMS

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

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Sea Cliff Bankruptcy & Debt Lawyer, New York

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Andrew J. Luskin

Aaron D. Jones

Adam Gross

Afsheen Shah

Amanda M. Baron-Frank

Andrew Martin Thaler

Andrew Anthony Kress

Cary Martin Hirshon

Cesar Zuniga

Charles Arthur Singer

TIPS

LEGAL TERMS

TRUTH IN LENDING ACT (TILA)

DISCHARGE (OF DEBTS)

CREDIT REPORT

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

PRESUMED ABUSE

ACCORD AND SATISFACTION

UNDUE HARDSHIP

CHAPTER 13 PLAN

ADMINISTRATIVE EXPENSES

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