Liverpool Bankruptcy & Debt Lawyer, New York

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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Mary Lannon Fangio

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Bankruptcy & Debt, Residential Real Estate

Cum Laude

When you need legal help to deal with debt, property or business matters, an experienced attorney offers you the best chance for a successful resoluti... (more)

FREE CONSULTATION

CONTACT

800-652-8481

247-259 West Fayette Street, Syracuse, NY 13202

Robert B. Ribarovski

Bankruptcy, DUI-DWI, Misdemeanor, Bankruptcy

Status:

CONTACT

101 Old Cove Rd, Liverpool, NY 13090

Richard Joseph Spatari

Real Estate, Lawsuit & Dispute, Government, Bankruptcy & Debt

Status: Licensed: 43 Years

CONTACT

201 2Nd St, Liverpool, NY 13088

David Peter Zangari

Bankruptcy & Debt

Status: Licensed: 37 Years

CONTACT

209 2Nd St, Liverpool, NY 13088

Peter Nikola Talev

Real Estate, Bankruptcy & Debt

Status: Licensed: 46 Years

CONTACT

201 2Nd St, Liverpool, NY 13088

Richard T. Ward

Estate, Civil & Human Rights, Bankruptcy & Debt

Status: Licensed: 19 Years

CONTACT

227 Chestnut Hill Dr, Liverpool, NY 13088

Kristin M. Sunser-King

Real Estate, Bankruptcy & Debt

Status: Licensed: 38 Years

CONTACT

236 Bury Dr, Syracuse, NY 13209

Laura Harris Courage

Bankruptcy & Debt, Consumer Bankruptcy

Status:

FREE CONSULTATION

CONTACT

225 Greenfield Parkway, Liverpool, NY 13088

Jessica Ge Grady

Bankruptcy & Debt

Status: Licensed: 21 Years

CONTACT

225 Greenfield Pkwy, Liverpool, NY 13088

John Clark

Environmental Law Other, Elder Law, Bankruptcy, Personal Injury

Status: Licensed: 37 Years

CONTACT

1000 Col Eileen Collins Blvd, Syracuse, NY 13212

800-814-6700

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800-943-8690

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LEGAL TERMS

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

NONPROFIT CORPORATION

A legal structure authorized by state law allowing people to come together to either benefit members of an organization (a club, or mutual benefit society) or f... (more...)

A legal structure authorized by state law allowing people to come together to either benefit members of an organization (a club, or mutual benefit society) or for some public purpose (such as a hospital, environmental organization or literary society). Nonprofit corporations, despite the name, can make a profit, but the business cannot be designed primarily for profit-making purposes, and the profits must be used for the benefit of the organization or purpose the corporation was created to help. When a nonprofit corporation dissolves, any remaining assets must be distributed to another nonprofit, not to board members. As with for-profit corporations, directors of nonprofit corporations are normally shielded from personal liability for the organization's debts. Some nonprofit corporations qualify for a federal tax exemption under _ 501(c)(3) of the Internal Revenue Code, with the result that contributions to the nonprofit are tax deductible by their donors.

COLLATERAL

Property that guarantees payment of a secured debt.

CCCS

See Consumer Credit Counseling Service.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

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Liverpool Bankruptcy & Debt Lawyer, New York

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Mary Lannon Fangio

Robert B. Ribarovski

Richard Joseph Spatari

David Peter Zangari

Peter Nikola Talev

Richard T. Ward

Kristin M. Sunser-King

Laura Harris Courage

Jessica Ge Grady

John Clark

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LEGAL TERMS

PREFERENCE

FAIR CREDIT REPORTING ACT (FCRA)

NUISANCE FEES

CHAPTER 13 PLAN

INTEREST

NONPROFIT CORPORATION

COLLATERAL

CCCS

BANKRUPTCY TRUSTEE

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