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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Holly Kozlowski Austin

Real Estate, Lawsuit & Dispute, Environmental Law, Bankruptcy

Status: Licensed: 20 Years

CONTACT

Jordan, NY 13080

Richard Joseph Spatari

Real Estate, Lawsuit & Dispute, Government, Bankruptcy & Debt

Status: Licensed: 43 Years

CONTACT

201 2Nd St, Liverpool, NY 13088

Kristin M. Sunser-King

Real Estate, Bankruptcy & Debt

Status: Licensed: 38 Years

CONTACT

236 Bury Dr, Syracuse, NY 13209

David Peter Zangari

Bankruptcy & Debt

Status: Licensed: 37 Years

CONTACT

209 2Nd St, Liverpool, NY 13088

Peter Nikola Talev

Real Estate, Bankruptcy & Debt

Status: Licensed: 46 Years

CONTACT

201 2Nd St, Liverpool, NY 13088

John Clark

Environmental Law Other, Elder Law, Bankruptcy, Personal Injury

Status: Licensed: 37 Years

CONTACT

1000 Col Eileen Collins Blvd, Syracuse, NY 13212

Richard T. Ward

Estate, Civil & Human Rights, Bankruptcy & Debt

Status: Licensed: 19 Years

CONTACT

227 Chestnut Hill Dr, Liverpool, NY 13088

Jarrod William Smith

Divorce & Family Law, Criminal, Collection

Status:

CONTACT

11 S Main St, Jordan, NY 13080

Laura Harris Courage

Bankruptcy & Debt, Consumer Bankruptcy

Status:

FREE CONSULTATION

CONTACT

225 Greenfield Parkway, Liverpool, NY 13088

Jessica Ge Grady

Bankruptcy & Debt

Status: Licensed: 21 Years

CONTACT

225 Greenfield Pkwy, Liverpool, NY 13088

800-923-0641

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LEGAL TERMS

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

CCCS

See Consumer Credit Counseling Service.

FCRA

See Fair Credit Reporting Act.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

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Lycoming Bankruptcy & Debt Lawyer, New York, page 2

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Holly Kozlowski Austin

Richard Joseph Spatari

Kristin M. Sunser-King

David Peter Zangari

Peter Nikola Talev

John Clark

Richard T. Ward

Jarrod William Smith

Laura Harris Courage

Jessica Ge Grady

TIPS

LEGAL TERMS

SECRET WARRANTY PROGRAM

DOING BUSINESS AS (DBA)

DISCHARGEABLE DEBTS

FAIR CREDIT REPORTING ACT (FCRA)

PREFERENCE

CCCS

FCRA

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

GUARANTEED RESERVATION

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