Marathon County, WI Credit & Debt Lawyers, page 5

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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
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Mary Sue Anderson

Family Law, Divorce, Divorce & Family Law, Defamation & Slander, Medical Malpractice

Status: In Good Standing Licensed: 27 Years

CONTACT

500 N 1St St, Wausau, WI 54403

Mark A. Sauer

Employee Rights, Employment, Family Law, Criminal

Status: In Good Standing

CONTACT

500 Third St, Wausau, WI 54403

Robert W. Zimmerman

Estate Planning, Business Organization, Merger & Acquisition, Estate

Status: In Good Standing Licensed: 48 Years

CONTACT

500 Third St, Wausau, WI 54403

Jeffrey A. Hertz

Divorce, Custody & Visitation, Child Support, Adoption

Status: Inactive Licensed: 47 Years

CONTACT

Wausau, WI 54402

Thomas J. Molinaro

Workers' Compensation, Divorce, DUI-DWI, Bankruptcy, Medical Malpractice

Status: In Good Standing Licensed: 46 Years

CONTACT

617 Forest St, Wausau, WI 54403

Robyn J. De Vos

Real Estate, Estate, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 18 Years

CONTACT

531 Washington St, Wausau, WI 54402

Douglas R. Ross

Class Action, Wrongful Death, Car Accident, Accident & Injury, Mass Torts

Status: In Good Standing Licensed: 23 Years

CONTACT

505 S 24th Ave, Wausau, WI 54401

Amy E. Wesner

General Practice

Status: In Good Standing Licensed: 17 Years

CONTACT

500 N 1St St, Wausau, WI 54402

Amanda R. Rabe

General Practice

Status: In Good Standing Licensed: 13 Years

CONTACT

401 N Fifth St, Wausau, WI 54402

Eugenia L. Hedlund

Tax, Health Care, Employment, Divorce & Family Law

Status: In Good Standing Licensed: 46 Years

CONTACT

401 Fifth St, Wausau, WI 54402

800-923-0641

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LEGAL TERMS

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

FDCPA

See Fair Debt Collections & Practices Act.

CCCS

See Consumer Credit Counseling Service.

CREDIT FILE

See credit report.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

SAMPLE LEGAL CASES

HARBOR CREDIT UNION v. SAMP

... 1 BLANCHARD, J. Harbor Credit Union obtained a judgment of foreclosure on real estate owned by Christopher Samp based on Samp's default on a first mortgage and note. ... So Mr. Samp would be walking away without any debt to [Harbor] in regard to those two loans.". ...

IN RE THE MARRIAGE OF CHON v. Sorensen

... 4 The trial court found that Sorenson overpaid maintenance, essentially cancelling out the credit card debt. ... The court expressly found credible Sorenson's testimony regarding the payment of the credit card debt. We defer to the circuit court's credibility determinations. Wis. Stat. ...

IN RE THE MARRIAGE OF IVERSON v. Iverson

... Jean agreed to "maintain average inventory in the store" and further agreed that "she will not increase the credit card debt against the business beyond $50,000." Lowell agreed to pay Jean a $40,000 cash equalization payment from his share of the net sale proceeds of ...

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Marathon County, WI Credit & Debt Lawyers, page 5

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Mary Sue Anderson

Mark A. Sauer

Robert W. Zimmerman

Jeffrey A. Hertz

Thomas J. Molinaro

Robyn J. De Vos

Douglas R. Ross

Amy E. Wesner

Amanda R. Rabe

Eugenia L. Hedlund

TIPS

LEGAL TERMS

CREDIT BUREAU

SOLE PROPRIETORSHIP

FDCPA

CCCS

CREDIT FILE

REAFFIRMATION

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

NO-FAULT INSURANCE

401(K) PLAN

SAMPLE LEGAL CASES

HARBOR CREDIT UNION v. SAMP

IN RE THE MARRIAGE OF CHON v. Sorensen

IN RE THE MARRIAGE OF IVERSON v. Iverson

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