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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Patrick Joseph Slagle

Real Estate, Lawsuit & Dispute, Consumer Rights, Bankruptcy & Debt

Status: Licensed: 14 Years

CONTACT

7 N Erie St, Mayville, NY 14757

Todd Matthew Thomas

Landlord-Tenant, Wills & Probate, Divorce & Family Law, Bankruptcy

Status: Licensed: 20 Years

CONTACT

3 N Erie St, Mayville, NY 14757

Scott F. Harley

Lawsuit & Dispute, Government, Divorce & Family Law, Bankruptcy & Debt

Status: Licensed: 47 Years

CONTACT

3 N Erie St, Mayville, NY 14757

Dustin Deweese Nelson

Industry Specialties, Business, Bankruptcy & Debt

Status: Licensed: 42 Years

CONTACT

Chautauqua, NY 14722

Charles Robert Loveland

Real Estate, Traffic, Family Law, Bankruptcy

Status:

CONTACT

11 Lake Avenue, Brocton, NY 14716

Thomas Arthur Dorey

Divorce & Family Law, Bankruptcy & Debt, Accident & Injury

Status: Licensed: 48 Years

CONTACT

Lakewood, NY 14750

Matthea W. Ross

Lawsuit & Dispute, Bankruptcy & Debt

Status: Licensed: 12 Years

CONTACT

202 W 4Th St, Jamestown, NY 14701

Robert A. Liebers

Real Estate, Child Custody, Criminal, Bankruptcy

Status: Licensed: 41 Years

CONTACT

15 E 5Th St, Jamestown, NY 14701

Craig Edward Jackson

Government, Divorce & Family Law, Bankruptcy & Debt, Accident & Injury

Status: Licensed: 23 Years

CONTACT

500 Pine St, Jamestown, NY 14701

James Edward Westman

Employee Rights, Family Law, Divorce & Family Law, Collection, Personal Injury

Status: Licensed: 48 Years

CONTACT

300 E 6Th St, Jamestown, NY 14701

800-923-0641

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LEGAL TERMS

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

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Mayville Bankruptcy & Debt Lawyer, New York

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Patrick Joseph Slagle

Todd Matthew Thomas

Scott F. Harley

Dustin Deweese Nelson

Charles Robert Loveland

Thomas Arthur Dorey

Matthea W. Ross

Robert A. Liebers

Craig Edward Jackson

James Edward Westman

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LEGAL TERMS

CHAPTER 7 BANKRUPTCY

DOING BUSINESS AS (DBA)

CURRENT MONTHLY INCOME

UNSECURED DEBT

COLLECTION AGENCY

LIEN

BANKRUPTCY

BANKRUPTCY TRUSTEE

GUARANTEED RESERVATION

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