Mill Neck Bankruptcy & Debt Lawyer, New York

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Aaron D. Jones

Estate, Business, Bankruptcy & Debt
Status:  In Good Standing           Licensed:  23 Years

Adam S. Harris

Industry Specialties, Business, Bankruptcy & Debt
Status:  In Good Standing           Licensed:  38 Years

Alan Curtis Stein

Lawsuit & Dispute, Employment, Divorce & Family Law, Bankruptcy & Debt
Status:  In Good Standing           Licensed:  30 Years

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Alan Vanpraag

Lawsuit, Lawsuit & Dispute, Industry Specialties, Bankruptcy & Debt
Status:  In Good Standing           Licensed:  53 Years

Alicia S. Bursky-Stillman

Collection
Status:  In Good Standing           Licensed:  28 Years

Allan Lawrence Pullin

Real Estate, Lawsuit & Dispute, Business, Bankruptcy & Debt
Status:  In Good Standing           Licensed:  51 Years

Amanda M. Baron-Frank

Bankruptcy & Debt, Real Estate, Accident & Injury, Criminal, Litigation
Status:  In Good Standing           

FREE CONSULTATION 

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Amelia Kunis

Collection
Status:  In Good Standing           Licensed:  25 Years

Brian John Davis

Government, Divorce & Family Law, Criminal, Credit & Debt
Status:  In Good Standing           

Brian J. Davis

Government, Divorce & Family Law, Criminal, Credit & Debt
Status:  In Good Standing           

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Free Help: Use This Form or Call 800-943-8690

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800-943-8690

Free Help: Use This Form or Call 800-943-8690

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LEGAL TERMS

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)
Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

FDCPA

See Fair Debt Collections & Practices Act.

CCCS

See Consumer Credit Counseling Service.

FCRA

See Fair Credit Reporting Act.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)
A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)
A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

FCBA

See Fair Credit Billing Act.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)
The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)
A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

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