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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Mark T. Starkman

Administrative Law, Bankruptcy Litigation, Construction Liens, Credit & Debt

Status:

CONTACT

Orange Avenue, Walden, NY 12586

John H. Thomas

Bankruptcy, Landlord-Tenant, Real Estate, Litigation

Status:

CONTACT

158 Orange Avenue, Walden, NY 12586

Charles Erwin Tebbe

Commercial Bankruptcy, Insurance, Litigation

Status: Licensed: 33 Years

CONTACT

35 Pine Woods Rd, Hyde Park, NY 12538

Paul Damian Shaheen

Divorce & Family Law, Bankruptcy & Debt

Status: Licensed: 39 Years

CONTACT

623 Granite Rd, Kerhonkson, NY 12446

Melissa April Manna-Williams

Health Care, Estate, Civil & Human Rights, Bankruptcy

Status: Licensed: 15 Years

CONTACT

1390 Route 9W, Marlboro, NY 12542

Daniel M. Martuscello

Real Estate, Industry Specialties, Business, Bankruptcy & Debt

Status: Licensed: 48 Years

CONTACT

1390 Route 9W, Marlboro, NY 12542

Marcello Antonio Cirigliano

Commercial Real Estate, Wills, Estate, Bankruptcy

Status: Licensed: 19 Years

CONTACT

15 Scott'S Corners Dr, Montgomery, NY 12549

Jon A Simonson

Alimony & Spousal Support, Criminal, Corporate, Bankruptcy, Estate

Status: Licensed: 45 Years

CONTACT

3 Academy St, New Paltz, NY 12561

Marvin Robert Birnbaum

International, Business, Bankruptcy & Debt

Status: Licensed: 24 Years

CONTACT

8 Locust Ln, New Paltz, NY 12561

Anthony Ross Lobiondo

Traffic, Workers' Compensation, Criminal, Bankruptcy, Accident & Injury

Status: Licensed: 33 Years

CONTACT

275 North St, Newburgh, NY 12550

800-923-0641

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LEGAL TERMS

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

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Modena Bankruptcy & Debt Lawyer, New York

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Mark T. Starkman

John H. Thomas

Charles Erwin Tebbe

Paul Damian Shaheen

Melissa April Manna-Williams

Daniel M. Martuscello

Marcello Antonio Cirigliano

Jon A Simonson

Marvin Robert Birnbaum

Anthony Ross Lobiondo

TIPS

LEGAL TERMS

GUARANTOR

SECURED DEBT

BULK SALES LAW

INTEREST

FRATERNAL BENEFIT SOCIETY BENEFITS

GUARANTEED RESERVATION

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

WINDING UP

UNSECURED DEBT

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