Norfolk Bankruptcy & Debt Lawyer, New York

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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Daniel Stuart Pease

Real Estate, Immigration, Estate, Bankruptcy

Status: In Good Standing Licensed: 38 Years

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40 Main St, Massena, NY 13662

Eric J Gustafson

Construction, Corporate, Business Organization, Bankruptcy

Status: In Good Standing Licensed: 33 Years

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40 Main St, Massena, NY 13662

Natasha Billow Hill

DUI-DWI, Bankruptcy, Medical Malpractice

Status: In Good Standing Licensed: 27 Years

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213 Main St, Massena, NY 13662

Paula Ann Michaud

Lawsuit & Dispute, Government, Business, Accident & Injury

Status: In Good Standing Licensed: 19 Years

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1597A State Highway, Norfolk, NY 13667

Eric M Parham

Intellectual Property, Business

Status: In Good Standing Licensed: 24 Years

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5 South Main Street, Norwood, NY 13668

Robert J. Sassone

General Practice

Status: In Good Standing Licensed: 48 Years

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40 S Main St, Norwood, NY 13668

Patrick J Cavanaugh

General Practice

Status: In Good Standing

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Mark Frederick Snider

Real Estate, Lawsuit & Dispute, Business, Personal Injury

Status: In Good Standing Licensed: 47 Years

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252 Main St, Massena, NY 13662

Thomas John Snider

Other, Government, Business, Personal Injury

Status: In Good Standing Licensed: 46 Years

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252 Main St, Massena, NY 13662

Eric J. Gustafson

Real Estate, Estate

Status: In Good Standing Licensed: 33 Years

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40 Main St, Massena, NY 13662

800-923-0641

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LEGAL TERMS

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

FCRA

See Fair Credit Reporting Act.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

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Norfolk Bankruptcy & Debt Lawyer, New York

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Daniel Stuart Pease

Eric J Gustafson

Natasha Billow Hill

Paula Ann Michaud

Eric M Parham

Robert J. Sassone

Patrick J Cavanaugh

Mark Frederick Snider

Thomas John Snider

Eric J. Gustafson

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LEGAL TERMS

REDEMPTION

SECURED DEBT

FRATERNAL BENEFIT SOCIETY BENEFITS

CREDIT INSURANCE

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

LOSS DAMAGE WAIVER (LDW)

WORKOUT

FCRA

UNSECURED DEBT

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