Ontario Center Bankruptcy & Debt Lawyer, New York, page 3

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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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C Thomas Wright

Dispute Resolution, Divorce & Family Law, Criminal, Collection

Status: In Good Standing Licensed: 54 Years

CONTACT

111 Whitewood Ln, Rochester, NY 14618

Carl Alfred Steinbrenner

Real Estate, Intellectual Property, Business, Commercial Bankruptcy

Status: In Good Standing Licensed: 37 Years

CONTACT

104 Troup St, Rochester, NY 14608

Carmen Lewis Albert

Commercial Real Estate, Land Use & Zoning, Public Finance, Commercial Bankruptcy

Status: In Good Standing Licensed: 17 Years

CONTACT

47 Marblehead Drive, Rochester, NY 14620

Carmen Lewis Albert

Commercial Real Estate, Land Use & Zoning, Public Finance, Commercial Bankruptcy

Status: In Good Standing Licensed: 17 Years

CONTACT

47 Marblehead Drive, Rochester, NY 14620

Charles Patrick Inclima

Lawsuit & Dispute, Divorce & Family Law, Criminal, Bankruptcy

Status: In Good Standing Licensed: 51 Years

CONTACT

160 Linden Oaks St, Rochester, NY 14625

Cheryl A. Heller

Bankruptcy & Debt

Status: In Good Standing Licensed: 43 Years

CONTACT

300 State St, Rochester, NY 14614

Christopher K. Werner

Consumer Bankruptcy, Commercial Bankruptcy, Bankruptcy

Status: In Good Standing

CONTACT

145 Culver Rd, Rochester, NY 14620

Christopher Michael Hudak

Litigation, Family Law, Corporate, Bankruptcy, Insurance

Status: In Good Standing Licensed: 12 Years

CONTACT

31 E Main St, Rochester, NY 14614

Christopher Matthew Missick

Landlord-Tenant, Real Estate, Business, Credit & Debt

Status: In Good Standing Licensed: 16 Years

CONTACT

7181 Brent Knl, Victor, NY 14564

Claire Fraze Galbraith

Employee Rights, Securities, Bankruptcy, Household Mold, Trusts

Status: In Good Standing Licensed: 13 Years

CONTACT

350 Linden Oaks, Rochester, NY 14625

800-923-0641

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LEGAL TERMS

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

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Ontario Center Bankruptcy & Debt Lawyer, New York, page 3

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

C Thomas Wright

Carl Alfred Steinbrenner

Carmen Lewis Albert

Carmen Lewis Albert

Charles Patrick Inclima

Cheryl A. Heller

Christopher K. Werner

Christopher Michael Hudak

Christopher Matthew Missick

Claire Fraze Galbraith

TIPS

LEGAL TERMS

CHAPTER 7 BANKRUPTCY

ACCORD AND SATISFACTION

MEANS TEST

CREDITOR

IRS EXPENSES

CREDIT INSURANCE

ADMINISTRATIVE EXPENSES

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

LOSS DAMAGE WAIVER (LDW)

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