Ozone Park Bankruptcy & Debt Lawyer, New York

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Gregory Messer
About | Practice Areas
Law Offices of Gregory Messer
26 Court Street Suite 2400 Brooklyn, NY 11242» view map
Bankruptcy & Debt
It's Time For A Fresh Start

Experienced bankruptcy attorney Gregory Messer will work with you personally to set your mind at ease and relieve the strain you’re facing from personal or business debt.

800-887-8940
1. Gregory Messer Brooklyn, NY
  Attorney at Law - NY, 1978
  Albany Law School J.D. 1977
2. AboutLaw Offices of Gregory Messer
  Providing debt relief for individual and business clients in the New York City area for more than three decades.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Gehi & Associates

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Immigration, Asylum, Deportation, Divorce, Bankruptcy

An Internationally Renowned Law Firm Based in New York. We handle immigration cases in the United States and all over the world.

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718-263-5999

74-09, 37th Avenue, Suite 205,, Jackson Heights, NY 11372

Jack Gladstein

Bankruptcy, Divorce, Immigration, Commercial Real Estate, Wills

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11821 Queens Boulevard, Forest Hills, NY 11375

Heather Lynn Gregg

Bankruptcy, Commercial Real Estate, Condominiums, Contract

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108-18 Queens Boulevard, Forest Hills, NY 11375

David Schachter

Business Organization, Collection, Banking & Finance, Bad Faith Insurance

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FREE CONSULTATION

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7409 37th Avenue, Jackson Heights, NY 11372

Joseph Yaakov Balisok

Tax, Real Estate, Lawsuit & Dispute, Bankruptcy & Debt

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251 Troy Ave, Brooklyn, NY 11213

Jeffrey R. Notarbartolo

Real Estate, Civil & Human Rights, Business, Bankruptcy & Debt

Status: Licensed: 42 Years

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1978 Flatbush Ave, Brooklyn, NY 11234

Lesley Veronica Benjamin

Immigration, Government Agencies, Child Support, Bankruptcy

Status: Licensed: 27 Years

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906 Herkimer St, Brooklyn, NY 11233

Bradley Russell Bailyn

Commercial Real Estate, Business & Trade, Contract, Bankruptcy

Status: Licensed: 21 Years

CONTACT

6301 Mill Ln, Brooklyn, NY 11234

Jerry Carlyle Edwin

Bankruptcy & Debt, Accident & Injury, Estate, Divorce & Family Law

Status: Licensed: 15 Years

CONTACT

784 Remsen Ave, Brooklyn, NY 11236

Miriam Adunola Eniolorunda

Bankruptcy

Status: Licensed: 9 Years

CONTACT

352 Thomas S Boyland St, Brooklyn, NY 11233

800-814-6700

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800-943-8690

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LEGAL TERMS

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

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Ozone Park Bankruptcy & Debt Lawyer, New York

Sponsored Law Firm

Law Offices of Gregory Messer

SPONSORED LAWYERS

Gehi & Associates

Jack Gladstein

Heather Lynn Gregg

David Schachter

Joseph Yaakov Balisok

Jeffrey R. Notarbartolo

Lesley Veronica Benjamin

Bradley Russell Bailyn

Jerry Carlyle Edwin

Miriam Adunola Eniolorunda

TIPS

LEGAL TERMS

GRACE PERIOD

CHAPTER 13 PLAN

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

IRS EXPENSES

DEFINED CONTRIBUTION PLAN

DOING BUSINESS AS (DBA)

INTEREST

SECRET WARRANTY PROGRAM

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

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