Pahokee Credit & Debt Lawyer, Florida, page 2

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Martin Hoffman
About | Practice Areas
Hoffman Larin & Agnetti, P.A.
909 N Miami Beach Blvd Suite 201 Miami, FL 33162» view map
Bankruptcy and Debt
Experience and Results Matter

Hoffman, Larin & Agnetti have offices in South Florida. We have a long list of satisfied, well-represented clients since our firm opened in 1975.

800-893-4280
1. Martin Hoffman Miami, FL
  Attorney at Law- FL, 1972
  St. John's University School of Law, J.D. 1972
2. AboutHoffman Larin & Agnetti, P.A.
  Experience and Results Matter
3. Practice AreasExpertise
  Bankruptcy and Debt
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2. Email
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6. Website
7. Profile

Steven Gerald Powrozek

Bankruptcy & Debt, Business & Trade, Bankruptcy, Consumer Bankruptcy, Credit & Debt

Status: Licensed: 25 Years

CONTACT

2424 N Federal Hwy, Boca Raton, FL 33431

Frank Peter Delia

Contract, Civil Rights, Litigation, Credit & Debt

Status: Licensed: 19 Years

CONTACT

2263 Nw 2Nd Ave, Boca Raton, FL 33431

Shreya Mehta

Consumer Bankruptcy, Civil Rights, Arbitration, Credit & Debt

Status: Licensed: 14 Years

CONTACT

7777 Glades Rd, Boca Raton, FL 33434

Anya Elisa Macias

Products Liability, Credit & Debt, Contract, Civil Rights

Status: Licensed: 25 Years

CONTACT

4755 Technology Way, Boca Raton, FL 33431

Joshua Nathaniel Goldglantz

Credit & Debt, Estate Planning, International Tax, Commercial Real Estate

Status: Licensed: 18 Years

CONTACT

4855 Technology Way, Boca Raton, FL 33431

Ryan Mark Boukzam

Personal Injury, Credit & Debt, Consumer Protection, Mediation

Status: Licensed: 8 Years

CONTACT

980 N Federal Hwy, Boca Raton, FL 33432

Gary Steven Betensky

Products Liability, Credit & Debt, Corporate, Civil Rights, Securities

Status: Licensed: 41 Years

CONTACT

4855 Technology Way, Boca Raton, FL 33431

Byron Gregory Petersen

Medical Malpractice, Credit & Debt, Insurance, Employee Rights

Status: Licensed: 49 Years

CONTACT

21346 Saint Andrews Blvd, Boca Raton, FL 33433

Stephanie Ann Griffin

Business & Trade, Litigation, Credit & Debt, International Other

Status: Licensed: 15 Years

CONTACT

1200 N Federal Hwy, Boca Raton, FL 33432

Kenneth S. Rappaport

Bankruptcy & Debt, Credit & Debt, Bankruptcy, Credit & Debt

Status: Licensed: 56 Years

CONTACT

1300 N Federal Hwy, Boca Raton, FL 33432

800-814-6700

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LEGAL TERMS

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

SAMPLE LEGAL CASES

Rogers v. Rogers

... In addition to these few assets, the parties accumulated various debts during the marriage. Besides the loan on the Mountaineer, the parties had credit card debt totaling approximately $5000. The parties also owed $23,707.21 on the Wife's student loan. ...

Cunningham v. MBNA AMERICA BANK, NA

... 5th DCA 2004). Such a reading of the counterclaim demonstrates that Mr. Cunningham's claims for violations of the FDCPA and the FCCPA, and for abuse of process, attack MBNA's alleged misuse of the arbitration process to secure payment of a credit card debt. ...

Morgan v. Wilkins

... any person who offers or extends credit creating a debt or to whom a debt is owed, but does not include any person to the extent they receive an assignment or transfer of a debt in default solely for the purpose of facilitating collection of such debt for another. (Emphasis added). ...

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Pahokee Credit & Debt Lawyer, Florida, page 2

Sponsored Law Firm

Hoffman Larin & Agnetti, P.A.

SPONSORED LAWYERS

Steven Gerald Powrozek

Frank Peter Delia

Shreya Mehta

Anya Elisa Macias

Joshua Nathaniel Goldglantz

Ryan Mark Boukzam

Gary Steven Betensky

Byron Gregory Petersen

Stephanie Ann Griffin

Kenneth S. Rappaport

TIPS

LEGAL TERMS

ABUSE

SOLE PROPRIETORSHIP

IRS EXPENSES

401(K) PLAN

DISCHARGEABLE DEBTS

MEANS TEST

FAIR CREDIT REPORTING ACT (FCRA)

CREDIT COUNSELING

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

SAMPLE LEGAL CASES

Rogers v. Rogers

Cunningham v. MBNA AMERICA BANK, NA

Morgan v. Wilkins

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