Pahokee Credit & Debt Lawyer, Florida

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Michael Johnson
About | Practice Areas
Law Offices Of Michael H. Johnson, P.A.
3601 W. Commercial Blvd Suite 31 Fort Lauderdale, FL 33309» view map
Bankruptcy & Debt
Experienced Legal Guidance

I know how important getting out of debt can be, and I’m committed to providing innovative, effective solutions to help you have a brighter future.

800-773-6441
1. Michael Johnson Fort Lauderdale, FL
  Attorney at Law, FL
  Shepard Broad Law Center, J.D. 1998
2. AboutLaw Offices Of Michael H. Johnson, P.A.
  Experienced Legal Guidance
3. Practice AreasExpertise
  Bankruptcy & Debt
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Michael K. Bregman

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Accident & Injury, Wrongful Death, Foreclosure, Credit & Debt, Discrimination

We provide personal attention for your personal injuries

The Law Offices of Michael K. Bregman, P.A. has helped thousands of clients that have been injured due to the negligence of others. We are available ... (more)

FREE CONSULTATION

CONTACT

800-899-9240

2001 Palm Beach Lakes Boulevard, West Palm Beach, FL 33409

Norman L. Schroeder

Corporate, Contract, Bankruptcy, Credit & Debt, Civil & Human Rights

Status: Licensed: 47 Years

CONTACT

274 Wranglewood Dr, Wellington, FL 33414

Franck Dikran Chantayan

Credit & Debt, Banking & Finance, Corporate, Contract

Status: Licensed: 25 Years

CONTACT

125 S State Road, Wellington, FL 33414

Darren R. Newhart

Contract, Credit & Debt, Consumer Bankruptcy, Bankruptcy & Debt

Status: Licensed: 11 Years

CONTACT

3399 Pga Blvd, Palm Beach Gardens, FL 33410

Douglas Edward Yorke

Credit & Debt, Civil Rights, Family Law, Trusts

Status: Licensed: 49 Years

CONTACT

11985 Southern Blvd, West Palm Beach, FL 33411

Jared G. Dokovna

Personal Injury, Credit & Debt, Family Law, Employee Rights

Status: Licensed: 21 Years

CONTACT

6231 Pga Blvd, West Palm Beach, FL 33418

Lora Dawn Howe

Credit & Debt, Estate Planning, Commercial Real Estate, Trusts

Status: Licensed: 24 Years

CONTACT

7750 Okeechobee Blvd, West Palm Beach, FL 33411

Bryan Manno

Civil Rights, Credit & Debt, Collection, Bankruptcy

Status: Licensed: 25 Years

CONTACT

7750 Okeechobee Blvd, West Palm Beach, FL 33411

David William Craft

Credit & Debt, Contract, Civil Rights, Trusts

Status: Licensed: 49 Years

CONTACT

2 Mccairn Ct, West Palm Beach, FL 33418

Scott Kramer

Contract, Credit & Debt, Medical Malpractice, Employee Rights

Status: Licensed: 43 Years

CONTACT

6650 W Indiantown Rd, Jupiter, FL 33458

800-814-6700

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LEGAL TERMS

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

SAMPLE LEGAL CASES

Rogers v. Rogers

... In addition to these few assets, the parties accumulated various debts during the marriage. Besides the loan on the Mountaineer, the parties had credit card debt totaling approximately $5000. The parties also owed $23,707.21 on the Wife's student loan. ...

Cunningham v. MBNA AMERICA BANK, NA

... 5th DCA 2004). Such a reading of the counterclaim demonstrates that Mr. Cunningham's claims for violations of the FDCPA and the FCCPA, and for abuse of process, attack MBNA's alleged misuse of the arbitration process to secure payment of a credit card debt. ...

Morgan v. Wilkins

... any person who offers or extends credit creating a debt or to whom a debt is owed, but does not include any person to the extent they receive an assignment or transfer of a debt in default solely for the purpose of facilitating collection of such debt for another. (Emphasis added). ...

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Pahokee Credit & Debt Lawyer, Florida

Sponsored Law Firm

Law Offices Of Michael H. Johnson, P.A.

SPONSORED LAWYERS

Michael K. Bregman

Norman L. Schroeder

Franck Dikran Chantayan

Darren R. Newhart

Douglas Edward Yorke

Jared G. Dokovna

Lora Dawn Howe

Bryan Manno

David William Craft

Scott Kramer

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LEGAL TERMS

MEANS TEST

SECURED DEBT

GARNISHMENT

DISCHARGE (OF DEBTS)

SETOFF

NO-FAULT INSURANCE

COLLECTION AGENCY

CHAPTER 13 BANKRUPTCY

SOLE PROPRIETORSHIP

SAMPLE LEGAL CASES

Rogers v. Rogers

Cunningham v. MBNA AMERICA BANK, NA

Morgan v. Wilkins

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