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Michael Johnson
About | Practice Areas
Law Offices Of Michael H. Johnson, P.A.
3601 W. Commercial Blvd Suite 31 Fort Lauderdale, FL 33309» view map
Bankruptcy & Debt
Experienced Legal Guidance

I know how important getting out of debt can be, and I’m committed to providing innovative, effective solutions to help you have a brighter future.

800-773-6441
1. Michael Johnson Fort Lauderdale, FL
  Attorney at Law, FL
  Shepard Broad Law Center, J.D. 1998
2. AboutLaw Offices Of Michael H. Johnson, P.A.
  Experienced Legal Guidance
3. Practice AreasExpertise
  Bankruptcy & Debt
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Laura Elizabeth Kenney

Family Law, Criminal, Consumer Protection, Credit & Debt

Status: Licensed: 17 Years

CONTACT

1931 Commerce Lane, Jupiter, FL 33458

Daniel Louis Johnson

Accident & Injury, Credit & Debt, Family Law, Motor Vehicle

Status: Licensed: 23 Years

CONTACT

19895 Princewood Dr, Jupiter, FL 33458

Felice Glider Shearer

General Practice

Status: Licensed: 29 Years

CONTACT

230 Gardenia Isle Dr, Palm Beach Gardens, FL 33418

John Stephen Tracy

Credit & Debt, Civil Rights, Admiralty & Maritime, Commercial Real Estate

Status: Licensed: 33 Years

CONTACT

7741 N Military Trl, West Palm Beach, FL 33410

Nicole Bloom Dion

Bankruptcy & Debt, Contract, Lawsuit & Dispute, Credit & Debt

Status: Licensed: 29 Years

CONTACT

5500 Military Trl, Jupiter, FL 33458

Charles Martin Pigott

Personal Injury, Credit & Debt, Corporate, State and Local

Status: Licensed: 46 Years

CONTACT

4600 Military Trl, Jupiter, FL 33458

Christopher Charles Copeland

Credit & Debt, Civil Rights, Employee Rights, Immigration, Power of Attorney

Status: Licensed: 33 Years

CONTACT

1003 W Indiantown Rd, Jupiter, FL 33458

Brian Matthew Spiro

Credit & Debt, Employment Contracts, Estate Planning, Commercial Real Estate, Trusts

Status: Licensed: 12 Years

CONTACT

3825 Pga Blvd, West Palm Beach, FL 33410

Larry Mark Mesches

Credit & Debt, Corporate, Civil Rights, Trusts

Status: Licensed: 47 Years

CONTACT

4400 Pga Blvd, West Palm Beach, FL 33410

Nicholas Francis Demes

Credit & Debt, Corporate, Civil Rights, Litigation

Status: Licensed: 12 Years

CONTACT

2050 Normandy Circle, West Palm Beach, FL 33409

800-814-6700

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LEGAL TERMS

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

FDCPA

See Fair Debt Collections & Practices Act.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

CCCS

See Consumer Credit Counseling Service.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

SAMPLE LEGAL CASES

Rogers v. Rogers

... In addition to these few assets, the parties accumulated various debts during the marriage. Besides the loan on the Mountaineer, the parties had credit card debt totaling approximately $5000. The parties also owed $23,707.21 on the Wife's student loan. ...

Cunningham v. MBNA AMERICA BANK, NA

... 5th DCA 2004). Such a reading of the counterclaim demonstrates that Mr. Cunningham's claims for violations of the FDCPA and the FCCPA, and for abuse of process, attack MBNA's alleged misuse of the arbitration process to secure payment of a credit card debt. ...

Morgan v. Wilkins

... any person who offers or extends credit creating a debt or to whom a debt is owed, but does not include any person to the extent they receive an assignment or transfer of a debt in default solely for the purpose of facilitating collection of such debt for another. (Emphasis added). ...

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Pahokee Credit & Debt Lawyer, Florida, page 3

Sponsored Law Firm

Law Offices Of Michael H. Johnson, P.A.

SPONSORED LAWYERS

Laura Elizabeth Kenney

Daniel Louis Johnson

Felice Glider Shearer

John Stephen Tracy

Nicole Bloom Dion

Charles Martin Pigott

Christopher Charles Copeland

Brian Matthew Spiro

Larry Mark Mesches

Nicholas Francis Demes

TIPS

LEGAL TERMS

WINDING UP

DEFINED CONTRIBUTION PLAN

FAIR CREDIT BILLING ACT (FCBA)

DISCHARGE (OF DEBTS)

GRACE PERIOD

FDCPA

SETOFF

CCCS

BANKRUPTCY TRUSTEE

SAMPLE LEGAL CASES

Rogers v. Rogers

Cunningham v. MBNA AMERICA BANK, NA

Morgan v. Wilkins

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