Pahokee Credit & Debt Lawyer, Florida, page 7

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Michael Johnson
About | Practice Areas
Law Offices Of Michael H. Johnson, P.A.
3601 W. Commercial Blvd Suite 31 Fort Lauderdale, FL 33309» view map
Bankruptcy & Debt
Experienced Legal Guidance

I know how important getting out of debt can be, and I’m committed to providing innovative, effective solutions to help you have a brighter future.

800-773-6441
1. Michael Johnson Fort Lauderdale, FL
  Attorney at Law, FL
  Shepard Broad Law Center, J.D. 1998
2. AboutLaw Offices Of Michael H. Johnson, P.A.
  Experienced Legal Guidance
3. Practice AreasExpertise
  Bankruptcy & Debt
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Gary Duane O'Nolan

Civil Rights, Civil & Human Rights, Business, Credit & Debt

Status: Licensed: 28 Years

CONTACT

7404 Venetian Way, West Palm Beach, FL 33406

George Garth Kurschner

Credit & Debt, Corporate, Civil Rights, Litigation

Status: Licensed: 48 Years

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1927 Sw 16Th St, Boca Raton, FL 33486

Grant Justin Skolnick

Personal Injury, Credit & Debt, Insurance, Civil Rights

Status: Licensed: 19 Years

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2728 Sw 23Rd Cranbrook Dr, Boynton Beach, FL 33436

Hadi Seyed-ali

Commercial Real Estate, Litigation, Banking & Finance, Credit & Debt

Status: Licensed: 11 Years

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6409 Congress Avenue, Boca Raton, FL 33487

Ilan A Nieuchowicz

Credit & Debt, Corporate, Civil Rights, Eminent Domain

Status: Licensed: 19 Years

CONTACT

525 Okeechobee Blvd, West Palm Beach, FL 33401

Ira Frank Markowitz

Personal Injury, Credit & Debt, Insurance, Civil Rights

Status:

CONTACT

3300 N University Dr, Pompano Beach, FL 33065

Jacob Chad Lieberman

Personal Injury, Credit & Debt, Insurance, Civil Rights

Status: Licensed: 25 Years

CONTACT

Boynton Beach, FL 33424

Jacob Joseph Linhart

Commercial Real Estate, Litigation, Insurance, Credit & Debt

Status: Licensed: 21 Years

CONTACT

6586 Hypoluxo Road, # 261, Lake Worth, FL 33467

James Chen-Tune Tai

Credit & Debt, Contract, Civil Rights, Trusts

Status: Licensed: 18 Years

CONTACT

2755 S Federal Hwy, Boynton Beach, FL 33435

Jannette Zacharewski

Commercial Real Estate, Real Estate, Credit & Debt

Status: Licensed: 18 Years

CONTACT

Boynton Beach, FL 33474

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LEGAL TERMS

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

CREDIT FILE

See credit report.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

SAMPLE LEGAL CASES

Rogers v. Rogers

... In addition to these few assets, the parties accumulated various debts during the marriage. Besides the loan on the Mountaineer, the parties had credit card debt totaling approximately $5000. The parties also owed $23,707.21 on the Wife's student loan. ...

Cunningham v. MBNA AMERICA BANK, NA

... 5th DCA 2004). Such a reading of the counterclaim demonstrates that Mr. Cunningham's claims for violations of the FDCPA and the FCCPA, and for abuse of process, attack MBNA's alleged misuse of the arbitration process to secure payment of a credit card debt. ...

Morgan v. Wilkins

... any person who offers or extends credit creating a debt or to whom a debt is owed, but does not include any person to the extent they receive an assignment or transfer of a debt in default solely for the purpose of facilitating collection of such debt for another. (Emphasis added). ...

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Pahokee Credit & Debt Lawyer, Florida, page 7

Sponsored Law Firm

Law Offices Of Michael H. Johnson, P.A.

SPONSORED LAWYERS

Gary Duane O'Nolan

George Garth Kurschner

Grant Justin Skolnick

Hadi Seyed-ali

Ilan A Nieuchowicz

Ira Frank Markowitz

Jacob Chad Lieberman

Jacob Joseph Linhart

James Chen-Tune Tai

Jannette Zacharewski

TIPS

LEGAL TERMS

INTEREST

DOING BUSINESS AS (DBA)

DEFINED CONTRIBUTION PLAN

TOXIC TORT

SECURED DEBT

SETOFF

REPOSSESSION

CREDIT FILE

IRS EXPENSES

SAMPLE LEGAL CASES

Rogers v. Rogers

Cunningham v. MBNA AMERICA BANK, NA

Morgan v. Wilkins

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