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Jerome Ramsaran
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Ramsaran Law Group
12550 Biscayne Blvd Suite 800 Miami, FL 33181» view map
Immigration
Fighting On Behalf of Consumer and Victims

Our vision is to provide our clients with skilled legal advice in a timely and efficient manner.

800-694-6540
1. Jerome Ramsaran Miami, FL
  Attorney at Law- FL
  University of Miami School of Law, J.D. 2013
2. AboutRamsaran Law Group
  Fighting On Behalf of Consumer and Victims
3. Practice AreasExpertise
  Insurance
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Steven Long

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Bankruptcy & Debt, Divorce & Family Law, Estate, Lawsuit & Dispute

The hiring of a lawyer is an important decision that should not be based solely on advertisements. Before you decide, ask us to send you free written ... (more)

CONTACT

800-977-6101

1317 N. Central Avenue, Sebastian, FL 32958

Kimberly Bonder Rezanka

Construction, Business Organization, Credit & Debt, Bankruptcy

Status: In Good Standing

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8240 Devereux Drive, Melbourne, FL 32940

Claudia F. Haines

Bankruptcy, Corporate, Business Organization, Contract

Status: In Good Standing

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8240 Devereux Drive, Melbourne, FL 32940

Deana Cooper Bell

Estate, Medicare & Medicaid, Bankruptcy, Criminal

Status: In Good Standing

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1350 Malabar Road Se, Palm Bay, FL 32907

Armando Eduardo Rosal

Trusts, Civil Rights, Business & Trade, Bankruptcy

Status: In Good Standing Licensed: 30 Years

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1490 Emerson Dr Ne, Palm Bay, FL 32907

David Joseph Volk

Trusts, Civil Rights, Corporate, Credit & Debt

Status: In Good Standing

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1901 S Harbor City Blvd, Melbourne, FL 32901

Brett Alan Hyde

Bankruptcy, Personal Injury, Civil Rights, Family Law

Status: In Good Standing Licensed: 19 Years

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1990 W New Haven Ave, Melbourne, FL 32904

Stephen Joseph Biggie

Civil Rights, Employee Rights, Bankruptcy, Federal Appellate Practice

Status: In Good Standing

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2815 W New Haven Ave, Melbourne, FL 32904

Raymonda Chakhtoura

Civil Rights, Corporate, Credit & Debt, Products Liability

Status: In Good Standing Licensed: 33 Years

CONTACT

730 E Strawbridge Ave, Melbourne, FL 32901

Jennefer Ann Pucylowski

Criminal, Bankruptcy & Debt, Traffic, Divorce & Family Law

Status: In Good Standing Licensed: 24 Years

CONTACT

730 E Strawbridge Ave, Melbourne, FL 32901

800-923-0641

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LEGAL TERMS

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

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Palm Bay Bankruptcy & Debt Lawyer, Florida

Sponsored Law Firm

Ramsaran Law Group

SPONSORED LAWYERS

Steven Long

Kimberly Bonder Rezanka

Claudia F. Haines

Deana Cooper Bell

Armando Eduardo Rosal

David Joseph Volk

Brett Alan Hyde

Stephen Joseph Biggie

Raymonda Chakhtoura

Jennefer Ann Pucylowski

TIPS

LEGAL TERMS

NONEXEMPT PROPERTY

NUISANCE FEES

UNSECURED DEBT

DEBT COLLECTOR

CHAPTER 13 BANKRUPTCY

MEETING OF CREDITORS

SUBROGATION

TOXIC TORT

TRUTH IN LENDING ACT (TILA)

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