Palm Bay Bankruptcy & Debt Lawyer, Florida

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James Turner
About | Practice Areas
N. James Turner, Attorney at Law
100 S. Bumby Avenue Orlando, FL 32803» view map
Bankruptcy & Debt Law
Debt Collection Defense

Consumer Rights Attorney – providing affordable legal services for debt collector harassment, and debt collection defense

888-877-5103
1. James Turner Orlando, FL
  Attorney at Law, FL
  University of Miami School of Law, J.D. 1975
2. AboutN. James Turner, Attorney at Law
  Debt Collection Defense
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Kimberly Bonder Rezanka

Construction, Business Organization, Credit & Debt, Bankruptcy

Status: In Good Standing

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8240 Devereux Drive, Melbourne, FL 32940

Claudia F. Haines

Bankruptcy, Corporate, Business Organization, Contract

Status: In Good Standing

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8240 Devereux Drive, Melbourne, FL 32940

Deana Cooper Bell

Estate, Medicare & Medicaid, Bankruptcy, Criminal

Status: In Good Standing

FREE CONSULTATION

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1350 Malabar Road Se, Palm Bay, FL 32907

Armando Eduardo Rosal

Trusts, Civil Rights, Business & Trade, Bankruptcy

Status: In Good Standing Licensed: 31 Years

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1490 Emerson Drive N.E., Palm Bay, FL 32907

David Joseph Volk

Trusts, Civil Rights, Corporate, Credit & Debt

Status: In Good Standing

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1901 S Harbour City Blvd, Melbourne, FL 32901

Brett Alan Hyde

Family Law, Civil Rights, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 20 Years

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1990 W. New Haven Avenue, Melbourne, FL 32904

Stephen Joseph Biggie

Civil Rights, Employee Rights, Bankruptcy, Federal Appellate Practice

Status: In Good Standing

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2815 W. New Haven Avenue, Melbourne, FL 32904

Raymonda Chakhtoura

Civil Rights, Corporate, Credit & Debt, Products Liability

Status: In Good Standing Licensed: 35 Years

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730 E. Strawbridge Avenue, Melbourne, FL 32901

Jennefer Ann Pucylowski

Criminal, Bankruptcy & Debt, Traffic, Divorce & Family Law

Status: In Good Standing Licensed: 26 Years

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Melbourne, FL 32941

Ruth Celia Rhodes

Real Estate, Family Law, Bankruptcy, Medical Malpractice

Status: In Good Standing

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474 N Harbor City Blvd, Melbourne, FL 32935

800-923-0641

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LEGAL TERMS

CREDIT FILE

See credit report.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

CYBERSQUATTING

Buying a domain name that reflects the name of a business or famous person with the intent of selling the name back to the business or celebrity for a profit. T... (more...)

Buying a domain name that reflects the name of a business or famous person with the intent of selling the name back to the business or celebrity for a profit. The Anticybersquatting Consumer Protection Act of 1999 authorizes a cybersquatting victim to file a federal lawsuit to regain a domain name or sue for financial compensation. Under the act, registering, selling or using a domain name with the intent to profit from someone else's good name is considered cybersquatting. Victims of cybersquatting can also use the provisions of the Uniform Domain Name Dispute Resolution Policy adopted by ICANN, an international tribunal administering domain names. This international policy results in arbitration of the dispute, not litigation.

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Palm Bay Bankruptcy & Debt Lawyer, Florida

Sponsored Law Firm

N. James Turner, Attorney at Law

SPONSORED LAWYERS

Kimberly Bonder Rezanka

Claudia F. Haines

Deana Cooper Bell

Armando Eduardo Rosal

David Joseph Volk

Brett Alan Hyde

Stephen Joseph Biggie

Raymonda Chakhtoura

Jennefer Ann Pucylowski

Ruth Celia Rhodes

TIPS

LEGAL TERMS

CREDIT FILE

ADMINISTRATIVE EXPENSES

SOLE PROPRIETORSHIP

FAIR CREDIT BILLING ACT (FCBA)

LIEN

NUISANCE FEES

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

TRUTH IN LENDING ACT (TILA)

CYBERSQUATTING

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