Penfield Bankruptcy & Debt Lawyer, New York

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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Bernard D. Levine

✓ VERIFIED

Bankruptcy & Debt, Estate, Real Estate, DUI-DWI, Divorce & Family Law

Bernard D. Levine is a practicing lawyer in the state of New York.

CONTACT

800-736-0841

70 Linden Oaks Office Park, Rochester, NY 14625

Jennifer Lee Montante

General Practice

Status: In Good Standing

CONTACT

1828 Penfield Rd, Penfield, NY 14526

Jennifer Lee Montante Vigneri

Wills, Estate Planning, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 19 Years

CONTACT

1828 Penfield Rd, Penfield, NY 14526

David M. Kaplan

Commercial Banks, Collection, Class Action, Bankruptcy

Status: In Good Standing

CONTACT

46 Helmsford Way, Penfield, NY 14526

Steven Edward Laprade

Civil Rights, Credit & Debt

Status: In Good Standing Licensed: 27 Years

CONTACT

3380 Monroe Ave, Rochester, NY 14618

Ingrid Christine Palermo

Other, Real Estate, Intellectual Property, Bankruptcy & Debt

Status: In Good Standing Licensed: 28 Years

CONTACT

350 Linden Oaks, Rochester, NY 14625

Claire Fraze Galbraith

Employee Rights, Securities, Bankruptcy, Household Mold, Trusts

Status: In Good Standing Licensed: 13 Years

CONTACT

350 Linden Oaks, Rochester, NY 14625

Ernest Daniel Santoro

Real Estate, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 56 Years

CONTACT

290 Linden Oaks, Rochester, NY 14625

Mark Francis Viencek

Landlord-Tenant, Credit & Debt, Bankruptcy, Accident & Injury

Status: In Good Standing Licensed: 36 Years

CONTACT

290 Linden Oaks Lowr 1st, Rochester, NY 14625

L. Paul Kehoe

Mediation, Arbitration, Trademark, Bankruptcy

Status: In Good Standing

CONTACT

300 Linden Oaks, Rochester, NY 14625

800-923-0641

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LEGAL TERMS

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

Penfield Bankruptcy & Debt Lawyer, New York

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Bernard D. Levine

Jennifer Lee Montante

Jennifer Lee Montante Vigneri

David M. Kaplan

Steven Edward Laprade

Ingrid Christine Palermo

Claire Fraze Galbraith

Ernest Daniel Santoro

Mark Francis Viencek

L. Paul Kehoe

TIPS

LEGAL TERMS

REAFFIRMATION

LIEN

DEFINED CONTRIBUTION PLAN

WORKOUT

SECRET WARRANTY PROGRAM

GUARANTOR

TRADE NAME

BULK SALES LAW

CREDIT FILE

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