Polaris Reorganization Lawyer, Montana, page 3

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Ralph W. Wilkerson
About | Practice Areas
Ralph W. Wilkerson Attorney at Law
2722 3rd Avenue North Suite 400 Billings, MT 59101» view map
Bankruptcy & Debt
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Allow our knowledgeable attorney to begin bankruptcy proceedings so you can put an end to harassing creditor phone calls.

800-785-0631
1. Ralph Wilkerson Billings, MT
  Attorney at Law - AZ, 1996
  University of Wyoming J.D. 1995
2. AboutRalph W. Wilkerson Attorney at Law
  Helping you in a variety of situations.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Not enough matches for Polaris Reorganization lawyer.
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Mark Anthony Vucrovich

Commercial Real Estate, Bankruptcy

Status: Licensed: 48 Years

CONTACT

116 W. Granite St, Butte, MT 59703

Robert Douglas Harp

Business, Estate, Trusts, International, Contract

Status: Licensed: 40 Years

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Wise River, MT 59762

Dominic P Carestia

General Practice

Status: Licensed: 46 Years

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Wise River, MT 59762

Cooper A. Baldwin

General Practice

Status: Licensed: 32 Years

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1 Peck Lane, Melrose, MT 59743

Copper A Baldwin

General Practice

Status: Licensed: 32 Years

CONTACT

1 Peck Lane, Melrose, MT 59743

Max A. Hansen

Commercial Real Estate, Mediation, Natural Resources, Corporate

Status: Licensed: 50 Years

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Dillon, MT 59725

Peter Mark Tomaryn

General Practice

Status: Licensed: 47 Years

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Dillon, MT 59725

William Cecil Jones

General Practice

Status: Licensed: 40 Years

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3116 Carrigan Lane, Dillon, MT 59725

Walter Starkel

Federal

Status: Licensed: 46 Years

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Dillon, MT 59725

Jill A Gannon-Nagle

General Practice

Status: Licensed: 18 Years

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Dillon, MT 59725

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LEGAL TERMS

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

CCCS

See Consumer Credit Counseling Service.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

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Polaris Reorganization Lawyer, Montana, page 3

Sponsored Law Firm

Ralph W. Wilkerson Attorney at Law

SPONSORED LAWYERS

Mark Anthony Vucrovich

Robert Douglas Harp

Dominic P Carestia

Cooper A. Baldwin

Copper A Baldwin

Max A. Hansen

Peter Mark Tomaryn

William Cecil Jones

Walter Starkel

Jill A Gannon-Nagle

TIPS

LEGAL TERMS

UNSECURED DEBT

BULK SALES LAW

CURRENT MONTHLY INCOME

CCCS

CREDIT BUREAU

HOUSEHOLDER

ABUSE

COLLECTION AGENCY

GUARANTEED RESERVATION

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