Port Chester Bankruptcy & Debt Lawyer, New York

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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Jesus Antonio Cachaya

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Accident & Injury, Criminal, Divorce & Family Law, Immigration, Bankruptcy & Debt

We have offices located in Westchester, White Plains and New York City and we represent clients throughout all of New York State in various legal matt... (more)

FREE CONSULTATION

CONTACT

800-318-9750

203 E Post Rd, White Plains, NY 10601

Jose Orlando Castaneda

Bankruptcy & Debt, Accident & Injury, Divorce, Insurance

Status: In Good Standing Licensed: 33 Years

CONTACT

219 Westchester Ave, Port Chester, NY 10573

Saville Aaron Mallach

Industry Specialties, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 24 Years

CONTACT

800 Westchester Ave, Port Chester, NY 10573

Bonnie Melissa Baker

Real Estate, Lawsuit & Dispute, Bankruptcy & Debt

Status: In Good Standing Licensed: 29 Years

CONTACT

39 Rockridge Drive, Port Chester, NY 10573

Robert Charles Lewis

Bankruptcy

Status: In Good Standing Licensed: 32 Years

CONTACT

30 Hillandale Rd, Port Chester, NY 10573

Martin E. Randall

Industry Specialties, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 57 Years

CONTACT

130 N Ridge St, Port Chester, NY 10573

Peter Scott Goodman

Litigation, Banking & Finance, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 38 Years

CONTACT

9 Churchill Rd, Port Chester, NY 10573

Jonathan Eric Polonsky

Civil Rights, Bankruptcy, Federal Appellate Practice, International, Mass Torts

Status: In Good Standing Licensed: 42 Years

CONTACT

7 Carlton Ln, Port Chester, NY 10573

Michael Edward Foreman

Mediation, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

24 Talcott Rd, Port Chester, NY 10573

William Francis Hume

Power of Attorney, Real Estate, Visa, Bankruptcy & Debt

Status: In Good Standing Licensed: 46 Years

CONTACT

26 Breckenridge Ave, Port Chester, NY 10573

800-923-0641

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LEGAL TERMS

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

FDCPA

See Fair Debt Collections & Practices Act.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

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Port Chester Bankruptcy & Debt Lawyer, New York

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Jesus Antonio Cachaya

Jose Orlando Castaneda

Saville Aaron Mallach

Bonnie Melissa Baker

Robert Charles Lewis

Martin E. Randall

Peter Scott Goodman

Jonathan Eric Polonsky

Michael Edward Foreman

William Francis Hume

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LEGAL TERMS

CREDIT INSURANCE

DISCHARGEABLE DEBTS

CHAPTER 7 BANKRUPTCY

DISCHARGE (OF DEBTS)

BANKRUPTCY

FDCPA

REPOSSESSION

FAIR CREDIT REPORTING ACT (FCRA)

DISPOSABLE INCOME

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