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E. Chris L'Hommedieu
About | Practice Areas
L'Hommedieu Law Office, P.A.
190 Bates Street Lewiston, ME 04240» view map
Bankruptcy & Debt
More Than Just A Law Firm

L'Hommedieu Law Office, P.A. has been providing the best in legal representation in Bankruptcy, Personal Injury, Disability and Family law since 1997.

800-941-5060
1. E. Chris L'Hommedieu Lewiston, ME
  Attorney at Law - ME, 1996
  University of Maine J.D. 1995
2. AboutL'Hommedieu Law Office, P.A.
  More Than Just A Law Firm
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Includes: Bankruptcy Litigation, Commercial Bankruptcy, Consumer Bankruptcy, Dissolution

J. Scott Logan

Bankruptcy & Debt, Bankruptcy, Credit & Debt, Foreclosure

Status:

FREE CONSULTATION

CONTACT

75 Pearl Street, Portland, ME 04101

Elizabeth Knox Peck

Real Estate, Employee Rights, Insurance, Commercial Bankruptcy

Status: Licensed: 37 Years

CONTACT

415 Congress Street, Portland, ME 04112

Benjamin E. Marcus

Corporate, Banking & Finance, Reorganization, Bankruptcy

Status: Licensed: 38 Years

CONTACT

84 Marginal Way, Portland, ME 04101

Jeremy R. Fischer

Lawsuit & Dispute, Communication & Media Law, Business, Commercial Bankruptcy

Status:

CONTACT

84 Marginal Way, Portland, ME 04101

Robert M. Raftice

Litigation, Criminal, Business Organization, Bankruptcy

Status:

CONTACT

Portland, ME 04116

Jerome J. Gamache

Foreclosure, Litigation, Bankruptcy, Personal Injury

Status:

CONTACT

Portland, ME 04116

Timothy H. Norton

Commercial Real Estate, Corporate, Commercial Bankruptcy, Bankruptcy & Debt

Status: Licensed: 37 Years

CONTACT

53 Exchange Street, Portland, ME 04101

Rubin Segal

Family Law, Criminal, Bankruptcy, Bankruptcy & Debt, Personal Injury

Status: Licensed: 38 Years

CONTACT

97 India, Portland, ME 04101

Michael J. Quinlan

Trademark, International Intellectual Property, Corporate, Commercial Bankruptcy

Status:

CONTACT

Portland, ME 04112

Brendan P. Rielly

Mediation, Litigation, Environmental Law Other, Commercial Bankruptcy

Status:

CONTACT

Portland, ME 04112

800-814-6700

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LEGAL TERMS

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

LIMITED LIABILITY

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or ... (more...)

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or a person who invests in a corporation (a shareholder) generally stands to lose only the amount of money invested in the business. This means that if the business folds, creditors cannot seize or sell an owner's home, car, or other personal assets.

SAMPLE LEGAL CASES

Cimenian v. Lumb

... This case started with what the trial court described as a "very murky, very questionable transaction." In 1997, Nahabet Cimenian, William Lumb, who is Carolle Lumb's husband, and Allen Fernald entered into a partnership formed to purchase two bankruptcy claims in the ...

Key Equipment Finance, Inc. v. Hawkins

... (KEF), for a deficiency judgment resulting from a bankruptcy sale of equipment. ... [Â¶ 4] In September 2005, Hawkins signed a Chapter 11 bankruptcy petition on behalf of MBI. During the bankruptcy proceedings, MBI's lawyers regularly conveyed developments to Hawkins. ...

NORTH EAST INS. CO. v. Young

... and Alley against Weeks. The court determined that the discharge of Hutchinson's personal liability in bankruptcy had rendered the cross-claims against her moot. Young and Alley appealed. II. DISCUSSION. [Â¶ 10] We begin by ...

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Portland Bankruptcy Lawyer, Maine

Sponsored Law Firm

L'Hommedieu Law Office, P.A.

SPONSORED LAWYERS

J. Scott Logan

Elizabeth Knox Peck

Benjamin E. Marcus

Jeremy R. Fischer

Robert M. Raftice

Jerome J. Gamache

Timothy H. Norton

Rubin Segal

Michael J. Quinlan

Brendan P. Rielly

TIPS

LEGAL TERMS

UNSECURED DEBT

NUISANCE FEES

DISCHARGEABLE DEBTS

SOLE PROPRIETORSHIP

DEBT COLLECTOR

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

TRADE NAME

PRIORITY DEBT

LIMITED LIABILITY

SAMPLE LEGAL CASES

Cimenian v. Lumb

Key Equipment Finance, Inc. v. Hawkins

NORTH EAST INS. CO. v. Young

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