Pulaski Bankruptcy & Debt Lawyer, New York, page 2

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Karen Veronica Defio

Other, Estate, Civil & Human Rights, Bankruptcy, Car Accident
Status:  In Good Standing           Licensed:  26 Years

Anthony Inserra

Bankruptcy & Debt
Status:  In Good Standing           Licensed:  34 Years

David Baertus Geurtsen

Real Estate, Employment, Bankruptcy & Debt, Accident & Injury
Status:  In Good Standing           Licensed:  32 Years

Steven C Haas

Real Estate, Litigation, Estate, Bankruptcy & Debt
Status:  In Good Standing           Licensed:  52 Years

David P Antonucci

Criminal, Civil Rights, Bankruptcy, Animal Bite, Class Action
Status:  In Good Standing           Licensed:  37 Years

Robert B. Ribarovski

Bankruptcy, DUI-DWI, Misdemeanor, Bankruptcy
Status:  In Good Standing           

Robert B. Ribarovski

DUI-DWI, Workout, Credit & Debt, Consumer Bankruptcy
Status:  In Good Standing           Licensed:  25 Years

John Clark

Environmental Law Other, Elder Law, Bankruptcy, Personal Injury
Status:  In Good Standing           Licensed:  37 Years

Katherine Barry

Criminal, Collection, Family Law, Juvenile Law
Status:  Inactive           Licensed:  13 Years

Richard Joseph Spatari

Real Estate, Lawsuit & Dispute, Government, Bankruptcy & Debt
Status:  In Good Standing           Licensed:  43 Years

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LEGAL TERMS

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)
A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

FCBA

See Fair Credit Billing Act.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)
In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)
A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

CCCS

See Consumer Credit Counseling Service.

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)
A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)
The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)
In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

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