Rock City Falls Bankruptcy & Debt Lawyer, New York, page 2

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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Arnold B. Firestone

International, Employment Discrimination, Divorce & Family Law, Bankruptcy & Debt

Status: In Good Standing Licensed: 65 Years

CONTACT

39 Loughberry Lake Rd, Saratoga Springs, NY 12866

Ronald Joseph Kim

Employment, Criminal, Civil & Human Rights, Bankruptcy & Debt

Status: In Good Standing

CONTACT

480 Broadway, Saratoga Springs, NY 12866

Robert William Pulsifer

Real Estate, Estate, Divorce & Family Law, Bankruptcy & Debt

Status: In Good Standing Licensed: 33 Years

CONTACT

562 Maple Ave, Saratoga Springs, NY 12866

Ronald Joseph Kim

Employee Rights, Employment, Civil & Human Rights, Bankruptcy & Debt

Status: In Good Standing Licensed: 35 Years

CONTACT

480 Broadway, Saratoga Springs, NY 12866

Steven David Greenblatt

Lawsuit & Dispute, Wills & Probate, Business, Bankruptcy & Debt

Status: In Good Standing

CONTACT

480 Broadway, Saratoga Springs, NY 12866

Peter Alexander Tulin

Divorce & Family Law, Criminal, Credit & Debt

Status: Suspended Licensed: 49 Years

CONTACT

Saratoga Springs, NY 12866

Chelsey Tulis Lester

Bankruptcy & Debt

Status: In Good Standing Licensed: 14 Years

CONTACT

60 Railroad Pl, Saratoga Springs, NY 12866

James Everett Doern

Bankruptcy

Status: In Good Standing Licensed: 33 Years

CONTACT

101 State Farm Pl, Ballston Lake, NY 12020

Jennifer Anita Cleary

Real Estate, Traffic, Estate, Criminal, Bankruptcy

Status: In Good Standing Licensed: 34 Years

CONTACT

131 Dunning St, Malta, NY 12020

Robert James Vawter

Civil Rights, Consumer Bankruptcy

Status: In Good Standing Licensed: 51 Years

CONTACT

10 Hearthside Dr, Ballston Lake, NY 12019

800-923-0641

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LEGAL TERMS

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

COLLATERAL

Property that guarantees payment of a secured debt.

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

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Rock City Falls Bankruptcy & Debt Lawyer, New York, page 2

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Arnold B. Firestone

Ronald Joseph Kim

Robert William Pulsifer

Ronald Joseph Kim

Steven David Greenblatt

Peter Alexander Tulin

Chelsey Tulis Lester

James Everett Doern

Jennifer Anita Cleary

Robert James Vawter

TIPS

LEGAL TERMS

GRACE PERIOD

TRADE NAME

CREDIT INSURANCE

COLLATERAL

GENERAL PARTNER

COLLECTION AGENCY

TRUTH IN LENDING ACT (TILA)

BULK SALES LAW

GARNISHMENT

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