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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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John H. Thomas

Bankruptcy, Landlord-Tenant, Real Estate, Litigation

Status:

CONTACT

158 Orange Avenue, Walden, NY 12586

Mark T. Starkman

Administrative Law, Bankruptcy Litigation, Construction Liens, Credit & Debt

Status:

CONTACT

Orange Avenue, Walden, NY 12586

Andrew N. Greher

Alimony & Spousal Support, Adoption, Bankruptcy Litigation, Bankruptcy, Real Estate

Status: Licensed: 24 Years

CONTACT

1161 Little Britain Rd, Newburgh, NY 12553

Benjamin Mark Wilkinson

Employment, Civil Rights, Insurance, Bankruptcy & Debt

Status:

CONTACT

555 Hudson Valley Avenue, New Windsor, NY 12553

Brandon Charles Ozman

Education, Dispute Resolution, Criminal, Bankruptcy & Debt, Misdemeanor

Status: Licensed: 36 Years

CONTACT

130 W Main St, Walden, NY 12586

Christopher B Kleister

Real Estate, Divorce & Family Law, Criminal, Bankruptcy & Debt

Status:

CONTACT

85 E Main St, Washingtonville, NY 10992

Francis Bryan Paz

Education, Real Estate, Traffic, Divorce & Family Law, Bankruptcy & Debt

Status: Licensed: 29 Years

CONTACT

Walden, NY 12586

Glen L. Heller

Landlord-Tenant, Estate, Bankruptcy & Debt, Car Accident

Status:

CONTACT

555 Hudson Valley Ave, Newburgh, NY 12553

James William Shuttleworth

Government, Bankruptcy & Debt, Personal Injury

Status: Licensed: 36 Years

CONTACT

1279 Route 300, Newburgh, NY 12550

John A. Hurban

Criminal, Bankruptcy & Debt

Status: Licensed: 19 Years

CONTACT

85 E Main St, Washingtonville, NY 10992

800-923-0641

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LEGAL TERMS

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

TRADE DRESS

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape... (more...)

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape of Frangelico liqueur bottles. Trade dress can be protected under trademark law if a showing can be made that the average consumer would likely be confused as to product origin if another product were allowed to appear in similar dress.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

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Rock Tavern Bankruptcy & Debt Lawyer, New York

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

John H. Thomas

Mark T. Starkman

Andrew N. Greher

Benjamin Mark Wilkinson

Brandon Charles Ozman

Christopher B Kleister

Francis Bryan Paz

Glen L. Heller

James William Shuttleworth

John A. Hurban

TIPS

LEGAL TERMS

PRESUMED ABUSE

SECRET WARRANTY PROGRAM

AUTOMATIC STAY

FAIR LABOR STANDARDS ACT (FLSA)

CREDIT COUNSELING

INTEREST

TRADE DRESS

UNSECURED DEBT

DEFINED CONTRIBUTION PLAN

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