San Ramon Bankruptcy & Debt Lawyer, California

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Lauren Pruett
About | Practice Areas
Gale, Angelo, Johnson & Pruett, P.C.
1430 Blue Oaks Blvd Suite 250 Roseville, CA 95747» view map
Bankruptcy & Debt Law
Results Driven Representation

Our mission is to give your real results in multiple practice areas including family law, bankruptcy, and consumer litigation.

800-988-9181
1. Lauren Pruett Roseville, CA
  Attorney at Law- CA, 2015
  McGeorge School of Law, J.D.
2. AboutGale, Angelo, Johnson & Pruett, P.C.
  Effective, Innovative, Results Driven Representation.
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Andree Desam Taylor

Science, Technology & Internet, Family Law, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 21 Years

CONTACT

4695 Chabot Drive, Pleasanton, CA 94588

Austin Pillsbury Nagel

Trusts, Bankruptcy & Debt

Status: In Good Standing Licensed: 39 Years

CONTACT

3160 Crow Canyon Pl, San Ramon, CA 94583

Bonnie Lynn Portis

Life & Health, Corporate, Contract, Commercial Bankruptcy

Status: Inactive Licensed: 26 Years

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2613 Camino Ramon, San Ramon, CA 94583

Brandon Richard Creel

Employee Rights, Corporate, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 17 Years

CONTACT

5880 Owens Dr, Pleasanton, CA 94588

Christopher Kenneth Carlberg

International Other, Intellectual Property, Corporate, Commercial Bankruptcy

Status: In Good Standing

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12657 Alcosta Blvd, San Ramon, CA 94583

Christopher K Carlberg

International Other, Intellectual Property, Corporate, Commercial Bankruptcy

Status: In Good Standing Licensed: 21 Years

CONTACT

12657 Alcosta Blvd, San Ramon, CA 94583

Donald Richard Schoonover

General Practice

Status: In Good Standing Licensed: 36 Years

CONTACT

5001 Executive Pkwy, San Ramon, CA 94583

Eric Michael Nixdorf

International Tax, Bankruptcy, Personal Injury, Contract, Mass Torts

Status: In Good Standing

CONTACT

2010 Crow Canyon Pl, San Ramon, CA 94583

Gurbob Singh Somal

Gift Taxation, Bankruptcy, Tax

Status: In Good Standing Licensed: 15 Years

CONTACT

4000 Pimlico Dr, Pleasanton, CA 94588

James Micheal Williams

Family Law, Business, Credit & Debt, Bankruptcy

Status: In Good Standing

CONTACT

111 Deerwood Rd, San Ramon, CA 94583

800-923-0641

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LEGAL TERMS

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

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San Ramon Bankruptcy & Debt Lawyer, California

Sponsored Law Firm

Gale, Angelo, Johnson & Pruett, P.C.

SPONSORED LAWYERS

Andree Desam Taylor

Austin Pillsbury Nagel

Bonnie Lynn Portis

Brandon Richard Creel

Christopher Kenneth Carlberg

Christopher K Carlberg

Donald Richard Schoonover

Eric Michael Nixdorf

Gurbob Singh Somal

James Micheal Williams

TIPS

LEGAL TERMS

SUBROGATION

ABUSE

CREDIT INSURANCE

CREDIT REPORT

SETOFF

LIABILITY

CREDITOR

DISCHARGE (OF DEBTS)

INTEREST

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