Tip of the Week:  Everyone needs at least basic estate planning documents – will, power of attorney, and health care directive.  Well, almost everyone.  If you have no friends, no family, no pets and no property, then I recommend you get the friends first.  Worry about the estate plan after you get some friends, for crying out loud!  Or some pets!  For the rest of you, these three basic documents can be prepared quickly and painlessly for not a lot of money.  In return, you get peace of mind.  Not a bad deal at all.