Schenectady County, NY Reorganization Lawyers

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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Stephen Louis Rockmacher

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Immigration, Real Estate, Criminal, Divorce & Family Law, Traffic

Stephen Rockmacher has over 25 years experience concentrating but not limited to Immigration, Real Estate, Criminal and Family law cases. He is focuse... (more)

FREE CONSULTATION

CONTACT

800-923-5440

2025 Broadway, Schenectady, NY 12306

Eric A Tepper

Traffic, Wills, Family Law, Corporate

Status:

CONTACT

113 Saratoga Road, Route 50, Schenectady, NY 12302

Timothy F Wilkens

Real Estate, Estate Planning, Environmental Law, Family Law

Status:

FREE CONSULTATION

CONTACT

215 State Street, Schenectady, NY 12301

James W. Bendall

DUI-DWI, Personal Injury, Medical Malpractice, Accident & Injury

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FREE CONSULTATION

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836 Plymouth Avenue, Schenectady, NY 12308

James W. Bendall

Accident & Injury, Medical Malpractice

Status: Licensed: 54 Years

FREE CONSULTATION

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836 Plymouth Avenue, Schenectady, NY 12308

Paul M. Callahan

Criminal, Traffic, Estate, Power of Attorney, Real Estate

Status: Licensed: 49 Years

CONTACT

4886 Western Turnpike, Duanesburg, NY 12056

Kenneth P Litz

Social Security -- Disability, Family Law, Business Organization, Products Liability, Real Estate

Status: Licensed: 45 Years

CONTACT

143 Clinton St, Schenectady, NY 12305

Charles J Assini

Education, Other, Government, Employment, Employment Contracts

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CONTACT

1430 Balltown Rd, Schenectady, NY 12309

Michael E. Basile

Divorce, Criminal, Personal Injury, Medical Malpractice, Child Custody

Status:

CONTACT

1430 Balltown Rd, Schenectady, NY 12309

Amy Herter Robinson

Education, Immigration, Estate Planning, Wrongful Termination

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CONTACT

1473 Erie Blvd, Schenectady, NY 12305

800-923-0641

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LEGAL TERMS

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

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Schenectady County, NY Reorganization Lawyers

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Stephen Louis Rockmacher

Eric A Tepper

Timothy F Wilkens

James W. Bendall

James W. Bendall

Paul M. Callahan

Kenneth P Litz

Charles J Assini

Michael E. Basile

Amy Herter Robinson

TIPS

LEGAL TERMS

AUTOMATIC STAY

TRADE NAME

GRACE PERIOD

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

NONDISCHARGEABLE DEBTS

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

DOING BUSINESS AS (DBA)

FAIR CREDIT BILLING ACT (FCBA)

PREFERENCE

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