Schenectady County, NY Reorganization Lawyers

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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Not enough matches for Schenectady Reorganization lawyer.
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Stephen Louis Rockmacher

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Immigration, Real Estate, Criminal, Divorce & Family Law, Traffic

Stephen Rockmacher has over 25 years experience concentrating but not limited to Immigration, Real Estate, Criminal and Family law cases. He is focuse... (more)

FREE CONSULTATION

CONTACT

800-923-5440

2025 Broadway, Schenectady, NY 12306

Eric A Tepper

Traffic, Wills, Family Law, Corporate

Status: In Good Standing

CONTACT

113 Saratoga Road, Route 50, Schenectady, NY 12302

James W. Bendall

DUI-DWI, Personal Injury, Medical Malpractice, Accident & Injury

Status: In Good Standing

FREE CONSULTATION

CONTACT

836 Plymouth Avenue, Schenectady, NY 12308

Timothy F Wilkens

Real Estate, Estate Planning, Environmental Law, Family Law

Status: In Good Standing

FREE CONSULTATION

CONTACT

215 State Street, Schenectady, NY 12301

Alfred Lewis Goldberger

Real Estate, Health Care, Wills & Probate, Trusts

Status: In Good Standing Licensed: 67 Years

CONTACT

224 State St, Schenectady, NY 12305

Amy Herter Robinson

Education, Immigration, Estate Planning, Wrongful Termination

Status: In Good Standing

CONTACT

1473 Erie Blvd, Schenectady, NY 12305

Anthony S. Cantore

General Practice

Status: In Good Standing Licensed: 52 Years

CONTACT

1073 Serafini Dr, Schenectady, NY 12303

Barbara B. Macphail

General Practice

Status: Inactive Licensed: 46 Years

CONTACT

1157 Ardsley Rd, Schenectady, NY 12308

Brenda Michele Lubrano-Birken

General Practice

Status: In Good Standing Licensed: 30 Years

CONTACT

2750 Balltown Rd, Schenectady, NY 12309

Buckmaster Dewolf

General Practice

Status: In Good Standing Licensed: 27 Years

CONTACT

1 Research Cir, Schenectady, NY 12309

800-923-0641

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LEGAL TERMS

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

LIMITED PARTNERSHIP

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner ... (more...)

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner or partners (called general partners) have unlimited personal liability. The key difference between a general and limited partner concerns management decision making--general partners run the business, and limited partners, who are usually passive investors, are not allowed to make day-to-day business decisions. If they do, they risk being treated as general partners with unlimited personal liability.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

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Schenectady County, NY Reorganization Lawyers

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Stephen Louis Rockmacher

Eric A Tepper

James W. Bendall

Timothy F Wilkens

Alfred Lewis Goldberger

Amy Herter Robinson

Anthony S. Cantore

Barbara B. Macphail

Brenda Michele Lubrano-Birken

Buckmaster Dewolf

TIPS

LEGAL TERMS

TRADE NAME

SETOFF

TOXIC TORT

MEANS TEST

REAFFIRMATION

CREDIT BUREAU

LIMITED PARTNERSHIP

CHAPTER 13 BANKRUPTCY

DEBIT CARD

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