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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Hal Lance Rose

Bankruptcy, Landlord-Tenant, Civil Rights, Business

Status: In Good Standing

CONTACT

2159 Hillside Avenue, Bellmore, NY 11710

Holly Rai

Real Estate, Medicare & Medicaid, Criminal, Bankruptcy & Debt

Status: In Good Standing

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3305 Jerusalem Avenue, Wantagh, NY 11793

David Adam Blansky

Real Estate, Litigation, Lawsuit & Dispute, Bankruptcy

Status: In Good Standing Licensed: 27 Years

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3305 Jerusalem Ave., Wantagh, NY 11793

Joyce Glass

Real Estate, Government, Bankruptcy & Debt

Status: In Good Standing

CONTACT

3305 Jerusalem Avenue, Wantagh, NY 11793

Donna M. Fiorelli

Real Estate, Government, Bankruptcy & Debt

Status: In Good Standing

CONTACT

3305 Jerusalem Avenue, Wantagh, NY 11793

Jacqulyn Somers Loftin

Real Estate, Bankruptcy & Debt

Status: In Good Standing

CONTACT

3305 Jerusalem Ave, Wantagh, NY 11793

Robert Kenneth Barnard

Bankruptcy & Debt

Status: In Good Standing Licensed: 40 Years

CONTACT

3305 Jerusalem Ave, Wantagh, NY 11793

Jordan Cain Pilevsky

Bankruptcy & Debt

Status: In Good Standing

CONTACT

3305 Jerusalem Ave, Wantagh, NY 11793

Mark David Mensher

International, Divorce & Family Law, Bankruptcy & Debt

Status: In Good Standing Licensed: 33 Years

CONTACT

213 Bedford Ave, Bellmore, NY 11710

David Paul Weiss

Industry Specialties, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 48 Years

CONTACT

406 Bedford Ave, Bellmore, NY 11710

800-923-0641

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LEGAL TERMS

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

FDCPA

See Fair Debt Collections & Practices Act.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

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Seaford Bankruptcy & Debt Lawyer, New York, page 2

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Hal Lance Rose

Holly Rai

David Adam Blansky

Joyce Glass

Donna M. Fiorelli

Jacqulyn Somers Loftin

Robert Kenneth Barnard

Jordan Cain Pilevsky

Mark David Mensher

David Paul Weiss

TIPS

LEGAL TERMS

COLLECTION AGENCY

FDCPA

NONEXEMPT PROPERTY

REPOSSESSION

DEBIT CARD

CREDIT REPORT

DOING BUSINESS AS (DBA)

UNDUE HARDSHIP

REDEMPTION

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