St Albans Bankruptcy & Debt Lawyer, New York, page 3

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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Christi Gelo

Immigration, Divorce & Family Law, Consumer Rights, Bankruptcy & Debt

Status: In Good Standing Licensed: 17 Years

CONTACT

15503 Jamaica Ave, Jamaica, NY 11432

Bright Dae-Jung Limm

International, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 13 Years

CONTACT

146-08 Liberty Avenue, Jamaica, NY 11435

Joseph Gillette

Real Estate, Criminal, Bankruptcy

Status: In Good Standing Licensed: 35 Years

CONTACT

21548 Jamaica Ave, Queens Village, NY 11428

George Rayner Warner

Corporate, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 44 Years

CONTACT

8000 Utopia Pkwy, Jamaica, NY 11439

George Rayner Warner

Corporate, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 44 Years

CONTACT

8000 Utopia Pkwy, Jamaica, NY 11439

Ronald Paul Zinner

Immigration, Divorce & Family Law, Criminal, Bankruptcy & Debt

Status: In Good Standing Licensed: 31 Years

CONTACT

20507 Hillside Ave, Jamaica, NY 11423

Jjais A. Forde

Industry Specialties, Estate, Consumer Rights, Bankruptcy & Debt

Status: In Good Standing

CONTACT

814 W Merrick Road, Valley Stream, NY 11580

Muzammil Ahmad Jamil

Real Estate, Immigration, Estate, Bankruptcy & Debt

Status: In Good Standing Licensed: 14 Years

CONTACT

87 63 148Th St, Jamaica, NY 11435

Desiree Marie Claudio

Immigration, Family Law, Divorce & Family Law, Bankruptcy & Debt

Status: In Good Standing Licensed: 14 Years

CONTACT

8936 Sutphin Blvd, Jamaica, NY 11435

Miguel A. Gonzalez

Bankruptcy & Debt

Status: In Good Standing Licensed: 35 Years

CONTACT

7847 223Rd St, Oakland Gardens, NY 11364

800-923-0641

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800-943-8690

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LEGAL TERMS

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

St Albans Bankruptcy & Debt Lawyer, New York, page 3

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Christi Gelo

Bright Dae-Jung Limm

Joseph Gillette

George Rayner Warner

George Rayner Warner

Ronald Paul Zinner

Jjais A. Forde

Muzammil Ahmad Jamil

Desiree Marie Claudio

Miguel A. Gonzalez

TIPS

LEGAL TERMS

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

SUBROGATION

GARNISHMENT

GUARANTEED RESERVATION

CREDIT REPORT

PRIORITY DEBT

LOSS DAMAGE WAIVER (LDW)

REAFFIRMATION

CREDIT FILE

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