Stony Ridge Bankruptcy & Debt Lawyer, Ohio, page 2

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Ronald Lasko
About | Practice Areas
R. Lasko Co. LPA, LLC
1406 W 6th St STE 200, Cleveland, OH 44113» view map
Business, Estate, Real Estate, Employment
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Let R. Lasko Co. LPA, LLC handle all your legal needs today!

216-574-2602
1. Ronald Lasko Cleveland, OH
  Attorney at Law, OH
  Cleveland-Marshall College of Law, J.D. 1976
2. AboutR. Lasko Co. LPA, LLC
  Competent Legal Representation
3. Practice AreasExpertise
  Business Law
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Michael Peter Margelefsky

Workers' Compensation, Employment, Collection, Bankruptcy & Debt

Status: In Good Standing Licensed: 47 Years

CONTACT

118 E 3Rd St, Perrysburg, OH 43551

Corey James Speweik

Agriculture, Collection, Patent, Real Estate

Status: In Good Standing

CONTACT

118 E Third St, Perrysburg, OH 43551

John Douglas Trentman Ruck

Estate Planning, Family Law, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 27 Years

CONTACT

427 W College Ave, Pemberville, OH 43450

James Hanna Hart

Banking & Finance, Bankruptcy, Personal Injury, Workers' Compensation, Family Law

Status: In Good Standing Licensed: 50 Years

CONTACT

110 W 2Nd St, Perrysburg, OH 43551

Misty Ann Wood

Contract, Bankruptcy & Debt

Status: In Good Standing Licensed: 8 Years

CONTACT

3310 Woodville Rd, Northwood, OH 43619

Angelina Marie De Anda-Wagner

Juvenile Law, Social Security, Family Law, Bankruptcy

Status: In Good Standing Licensed: 11 Years

CONTACT

3310 Woodville Rd, Northwood, OH 43619

Peter Frederick Field

Landlord-Tenant, Child Custody, DUI-DWI, Collection, Business

Status: In Good Standing Licensed: 28 Years

CONTACT

105 Louisiana Ave., Perrysburg, OH 43551

Francis John Landry

Employment, Domestic Violence & Neglect, Custody & Visitation, Business, Collection

Status: In Good Standing

CONTACT

1090 West South Boundary, Perrysburg, OH 43551

John Anthony Landry

Real Estate, Wills & Probate, Business, Commercial Bankruptcy

Status: In Good Standing

CONTACT

1090 W South Boundary St, Perrysburg, OH 43551

David Lee Honold

Real Estate, Estate, Banking & Finance, Commercial Bankruptcy

Status: In Good Standing Licensed: 52 Years

CONTACT

1090 W South Boundary St, Perrysburg, OH 43551

800-923-0641

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LEGAL TERMS

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

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Stony Ridge Bankruptcy & Debt Lawyer, Ohio, page 2

Sponsored Law Firm

R. Lasko Co. LPA, LLC

SPONSORED LAWYERS

Michael Peter Margelefsky

Corey James Speweik

John Douglas Trentman Ruck

James Hanna Hart

Misty Ann Wood

Angelina Marie De Anda-Wagner

Peter Frederick Field

Francis John Landry

John Anthony Landry

David Lee Honold

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LEGAL TERMS

TRADE NAME

MEETING OF CREDITORS

401(K) PLAN

TRUTH IN LENDING ACT (TILA)

CREDITOR

PRESUMED ABUSE

SECURED DEBT

CHAPTER 13 BANKRUPTCY

LOSS DAMAGE WAIVER (LDW)

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