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Tully Bankruptcy & Debt Lawyer, New York

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800-814-6700

Free Help: Use This Form or Call 800-814-6700

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800-814-6700

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Mary Lannon Fangio Lawyer

Mary Lannon Fangio

✓ VERIFIED *Status is reviewed annually. For latest information visit here
Bankruptcy & Debt, Residential Real Estate
Cum Laude

When you need legal help to deal with debt, property or business matters, an experienced attorney offers you the best chance for a successful resoluti... (more)

FREE CONSULTATION 

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800-652-8481

247-259 West Fayette Street, Syracuse, NY 13202
Profile LAWPOINTS™80/100
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David L Delvecchio

Bankruptcy, Contract, Estate Planning, Family Law
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           
CONTACT
109 South Warren Street, Syracuse, NY 13202
Profile LAWPOINTS™34/100
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Lindy Madill

Bankruptcy, Credit & Debt
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           

FREE CONSULTATION 

CONTACT
499 S. Warren Street, Syracuse, NY 13202
Profile LAWPOINTS™59/100
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F Paul Vellano

Commercial Real Estate, Transactions, Banking & Finance, Credit & Debt
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           
CONTACT
125 E Jefferson St, Syracuse, NY 13202
Profile LAWPOINTS™34/100
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Robert K. Greenough

Divorce & Family Law, Motor Vehicle, Bankruptcy & Debt, DUI-DWI, Accident & Injury
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  42 Years
CONTACT
4629 Onondaga Blvd, Syracuse, NY 13219
Profile LAWPOINTS™26/100
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Steven Richard Dolson

Bankruptcy, Social Security, Disability, Bankruptcy
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           
CONTACT
126 N Salina St, Syracuse, NY 13202
Profile LAWPOINTS™34/100
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Joel N. Melnicoff

Social Security -- Disability, Collection, Banking & Finance, Wills & Probate
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  60 Years
CONTACT
622 University Ave, Syracuse, NY 13210
Profile LAWPOINTS™26/100
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Donald Roger Swete

Traffic, Estate, Bankruptcy & Debt, Accident & Injury, Slip & Fall Accident
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  40 Years
CONTACT
1632 W Genesee, Syracuse, NY 13204
Profile LAWPOINTS™34/100
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Jennifer M. S. Byrne

Real Estate, Credit & Debt, Bankruptcy & Debt
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  41 Years
CONTACT
300 South State Street, Syracuse, NY 13202
Profile LAWPOINTS™24/100
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Laurence Francis Sovik

Litigation, Lawsuit & Dispute, Employment, Commercial Bankruptcy
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  68 Years
CONTACT
250 S. Clinton Street, Syracuse, NY 13202
Profile LAWPOINTS™24/100
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Member Representative

800-814-6700

Free Help: Use This Form or Call 800-814-6700

Member Representative

Call me for fastest results!
800-943-8690

Free Help: Use This Form or Call 800-943-8690

By submitting this lawyer request, I confirm I have read and agree to the Consent to Receive Messages from all messaging and voice technologies including Email, Text, Phone, Terms of Use, and Privacy Policy. Information provided is not privileged or confidential.

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LEGAL TERMS

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)
The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

FCRA

See Fair Credit Reporting Act.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)
Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)
The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)
As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)
In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

CCCS

See Consumer Credit Counseling Service.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)
A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

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