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Vestal Bankruptcy & Debt Lawyer, New York

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800-814-6700

Free Help: Use This Form or Call 800-814-6700

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800-814-6700

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Charles M. Fox

Government, Business, Bankruptcy & Debt
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  41 Years
CONTACT
212 Meeker Rd, Vestal, NY 13850
Profile LAWPOINTS™24/100
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John Henry Hartman

Lawsuit & Dispute, Industry Specialties, Business, Bankruptcy & Debt
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  51 Years
CONTACT
450 Plaza Dr, Vestal, NY 13850
Profile LAWPOINTS™24/100
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Ryan Peter Wagenleitner

Gift Taxation, Bankruptcy, Class Action, Antitrust
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  16 Years
CONTACT
2300 Hemlock Ln, Vestal, NY 13850
Profile LAWPOINTS™36/100
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Mark David Spinner

Telecommunications, Credit & Debt, Collection, Bankruptcy
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  26 Years
CONTACT
Binghamton, NY 13902
Profile LAWPOINTS™34/100
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Michael Salvatore Fauci

Divorce & Family Law, Criminal, Business, Bankruptcy & Debt
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  31 Years
CONTACT
6 Washington Ave, Endicott, NY 13760
Profile LAWPOINTS™24/100
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James George Duffy

Real Estate, Estate, Bankruptcy & Debt
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  72 Years
CONTACT
2 Westland Ct, Binghamton, NY 13905
Profile LAWPOINTS™19/100
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James Rothe

Dispute Resolution, Wills & Probate, Wrongful Termination, Criminal, Credit & Debt
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  45 Years
CONTACT
5 Hawthorne Rd, Binghamton, NY 13903
Profile LAWPOINTS™24/100
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Lauren S. Cohen

Family Law, Child Support, Bankruptcy, Bankruptcy & Debt
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  43 Years
CONTACT
830 Oakdale Road, Johnson City, NY 13790
Profile LAWPOINTS™24/100
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William James Casey

Civil Rights, Children's Rights, Contract, Bankruptcy
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  17 Years
CONTACT
520 Columbia Dr, Johnson City, NY 13790
Profile LAWPOINTS™24/100
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Cameron Burgin Daniels

Lawsuit & Dispute, Child Custody, Civil Rights, Credit & Debt
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  10 Years
CONTACT
520 Columbia Dr, Johnson City, NY 13790
Profile LAWPOINTS™24/100
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Member Representative

800-814-6700

Free Help: Use This Form or Call 800-814-6700

Member Representative

Call me for fastest results!
800-943-8690

Free Help: Use This Form or Call 800-943-8690

By submitting this lawyer request, I confirm I have read and agree to the Consent to Receive Messages from all messaging and voice technologies including Email, Text, Phone, Terms of Use, and Privacy Policy. Information provided is not privileged or confidential.

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LEGAL TERMS

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)
A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

CREDIT FILE

See credit report.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)
In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)
An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)
A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)
A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)
A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)
In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

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