Wanakena Bankruptcy & Debt Lawyer, New York, page 5

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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Michael Charles Crowe

General Practice

Status: Licensed: 52 Years

CONTACT

51 State St, Canton, NY 13617

Michael Patchin Ribley

General Practice

Status: Licensed: 37 Years

CONTACT

Canton, NY 13617

Cynthia Ann Eyler

General Practice

Status: Licensed: 37 Years

CONTACT

Canton, NY 13617

John J. Christopher

General Practice

Status: Licensed: 37 Years

CONTACT

23 Romoda Dr, Canton, NY 13617

Scott B. Goldie

Real Estate, Lawsuit & Dispute, Government, Divorce & Family Law

Status: Licensed: 34 Years

CONTACT

2 Judson St, Canton, NY 13617

Jondavid Shane Delong

General Practice

Status: Licensed: 32 Years

CONTACT

34 Cornell Dr, Canton, NY 13617

Efstathia G Kyriakopoulos

Personal Injury

Status: Licensed: 23 Years

CONTACT

48 Court St, Canton, NY 13617

Andrea Dawn Marotta

General Practice

Status: Licensed: 22 Years

CONTACT

20 Park St, Canton, NY 13617

Heather Anne Dona

Divorce & Family Law, Criminal

Status: Licensed: 19 Years

CONTACT

48 Court St, Canton, NY 13617

Christopher Robert Rediehs

General Practice

Status: Licensed: 27 Years

CONTACT

9 Pleasant Street, Canton, NY 13617

800-814-6700

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LEGAL TERMS

CREDIT FILE

See credit report.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

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Wanakena Bankruptcy & Debt Lawyer, New York, page 5

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Michael Charles Crowe

Michael Patchin Ribley

Cynthia Ann Eyler

John J. Christopher

Scott B. Goldie

Jondavid Shane Delong

Efstathia G Kyriakopoulos

Andrea Dawn Marotta

Heather Anne Dona

Christopher Robert Rediehs

TIPS

LEGAL TERMS

CREDIT FILE

MEETING OF CREDITORS

TOXIC TORT

LIEN

ADMINISTRATIVE EXPENSES

FRAUDULENT TRANSFER

COLLECTION AGENCY

CREDIT COUNSELING

REDEMPTION

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