Waterford Credit & Debt Lawyer, Wisconsin, page 2

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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Matthew R. Cromheecke

Real Estate Other, Divorce & Family Law, Credit & Debt, Bankruptcy, Car Accident

Status: In Good Standing

CONTACT

201 Main St, La Crosse, WI 54602

John N. Giftos

General Practice

Status: In Good Standing Licensed: 24 Years

CONTACT

5325 Wall St, Madison, WI 53718

Jonathan McCollister

Property & Casualty, Car Accident, Credit & Debt, Civil Rights

Status: In Good Standing Licensed: 24 Years

CONTACT

9312 W National Ave, Milwaukee, WI 53227

Zachary L. Enstrom

Bankruptcy, Credit & Debt, Collection

Status: In Good Standing

CONTACT

839 N Jefferson St, Milwaukee, WI 53202

John R. Schreiber

Federal Appellate Practice, Banking & Finance, Business, Credit & Debt

Status: In Good Standing

CONTACT

111 E. Wisconsin Ave, Milwaukee, WI 53202

Jeffrey Lee Murrell

Car Accident, Bankruptcy & Debt, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 30 Years

CONTACT

Milwaukee, WI 53201

Geoffrey James Gnadt

Electronic Commerce, Trusts, Corporate, Credit & Debt

Status: Retired Licensed: 24 Years

CONTACT

1820 N 59Th St, Milwaukee, WI 53208

Heidi N. Miller

Consumer Rights, Student Rights, Credit & Debt, Collection

Status: In Good Standing Licensed: 13 Years

CONTACT

1655 N Mayfair Rd, Milwaukee, WI 53226

William F. Flynn

Real Estate, Banking & Finance, Business, Credit & Debt

Status: In Good Standing Licensed: 46 Years

CONTACT

1000 N Water St, Milwaukee, WI 53201

Edward J. Hunt

Traffic, DUI-DWI, Criminal, Credit & Debt, Collection

Status: In Good Standing

CONTACT

342 N Water St, Milwaukee, WI 53202

800-923-0641

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LEGAL TERMS

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

SAMPLE LEGAL CASES

HARBOR CREDIT UNION v. SAMP

... 1 BLANCHARD, J. Harbor Credit Union obtained a judgment of foreclosure on real estate owned by Christopher Samp based on Samp's default on a first mortgage and note. ... So Mr. Samp would be walking away without any debt to [Harbor] in regard to those two loans.". ...

IN RE THE MARRIAGE OF CHON v. Sorensen

... 4 The trial court found that Sorenson overpaid maintenance, essentially cancelling out the credit card debt. ... The court expressly found credible Sorenson's testimony regarding the payment of the credit card debt. We defer to the circuit court's credibility determinations. Wis. Stat. ...

IN RE THE MARRIAGE OF IVERSON v. Iverson

... Jean agreed to "maintain average inventory in the store" and further agreed that "she will not increase the credit card debt against the business beyond $50,000." Lowell agreed to pay Jean a $40,000 cash equalization payment from his share of the net sale proceeds of ...

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Waterford Credit & Debt Lawyer, Wisconsin, page 2

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Matthew R. Cromheecke

John N. Giftos

Jonathan McCollister

Zachary L. Enstrom

John R. Schreiber

Jeffrey Lee Murrell

Geoffrey James Gnadt

Heidi N. Miller

William F. Flynn

Edward J. Hunt

TIPS

LEGAL TERMS

CREDIT INSURANCE

DISCHARGE (OF DEBTS)

SUBROGATION

UNSECURED DEBT

DISPOSABLE INCOME

FAIR LABOR STANDARDS ACT (FLSA)

DOING BUSINESS AS (DBA)

PREFERENCE

CREDIT BUREAU

SAMPLE LEGAL CASES

HARBOR CREDIT UNION v. SAMP

IN RE THE MARRIAGE OF CHON v. Sorensen

IN RE THE MARRIAGE OF IVERSON v. Iverson

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