Youngstown Bankruptcy & Debt Lawyer, New York, page 2

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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Cheryl-Lane Heather Bechakas

Commercial Real Estate, Electronic Commerce, Trusts, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 29 Years

CONTACT

5330 Main St, Buffalo, NY 14221

Courtney R. Williams

Foreclosure, Litigation, Election & Political, Bankruptcy

Status: In Good Standing Licensed: 10 Years

CONTACT

1775 Wehrle Dr, Buffalo, NY 14221

Cyrus Bahram Chubineh

Lawsuit & Dispute, Consumer Rights, Bankruptcy & Debt, Wrongful Death

Status: In Good Standing Licensed: 15 Years

CONTACT

2655 Millersport Hwy., Getzville, NY 14068

Daniel F. Brown

Tax, Litigation, Bankruptcy & Debt

Status: In Good Standing Licensed: 43 Years

CONTACT

9145 Main St, Clarence, NY 14031

Daniel E. Brick

Other, Real Estate, Government, Bankruptcy

Status: In Good Standing Licensed: 55 Years

CONTACT

91 Tremont St, Lockport, NY 14120

Daniel Ryan Dahl

Lawsuit & Dispute, International, Government, Bankruptcy & Debt

Status: In Good Standing Licensed: 14 Years

CONTACT

6467 Main Street, Buffalo, NY 14221

Daniel Wisher

Family Law, Bankruptcy

Status: In Good Standing Licensed: 20 Years

CONTACT

5678 Main St, Buffalo, NY 14221

David Vincent Sanchez

Real Estate, Business, Bankruptcy & Debt, Car Accident

Status: In Good Standing Licensed: 26 Years

CONTACT

1301 North Forest Road, Williamsville, NY 14221

David Francis Derrico

Workers' Compensation, Bankruptcy & Debt

Status: In Good Standing Licensed: 30 Years

CONTACT

1625 Buffalo Avenue, Niagara Falls, NY 14303

David Francis Butterini

Bankruptcy & Debt

Status: In Good Standing Licensed: 41 Years

CONTACT

919 Kenmore Ave, Tonawanda, NY 14223

800-923-0641

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LEGAL TERMS

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

LIMITED PARTNERSHIP

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner ... (more...)

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner or partners (called general partners) have unlimited personal liability. The key difference between a general and limited partner concerns management decision making--general partners run the business, and limited partners, who are usually passive investors, are not allowed to make day-to-day business decisions. If they do, they risk being treated as general partners with unlimited personal liability.

FCRA

See Fair Credit Reporting Act.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

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Youngstown Bankruptcy & Debt Lawyer, New York, page 2

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Cheryl-Lane Heather Bechakas

Courtney R. Williams

Cyrus Bahram Chubineh

Daniel F. Brown

Daniel E. Brick

Daniel Ryan Dahl

Daniel Wisher

David Vincent Sanchez

David Francis Derrico

David Francis Butterini

TIPS

LEGAL TERMS

CHAPTER 13 BANKRUPTCY

LIMITED PARTNERSHIP

FCRA

CREDIT INSURANCE

LIQUIDATING PARTNER

CREDIT COUNSELING

PRESUMED ABUSE

FAIR CREDIT BILLING ACT (FCBA)

FORBEARANCE

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