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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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Amy L. Keys

Business Organization, Collection, Construction Liens, Contract

Status: In Good Standing

CONTACT

1600 Fourth Avenue, Rock Island, IL 61201

Robert T. Park

Animal Bite, Arbitration, Collection, Commercial Insurance

Status: In Good Standing

CONTACT

1600 Fourth Avenue, Rock Island, IL 61201

Chad Mathew Long

Litigation, Trusts, Estate Planning, Collection

Status: In Good Standing

CONTACT

117 E Main St, Galesburg, IL 61401

Heather Lynne Carlson

Mediation, Workers' Compensation, Contract, Collection, Wrongful Death

Status: In Good Standing

CONTACT

1262 N 1700Th Avenue, Orion, IL 61273

Joseph N. Van Vooren

Workers' Compensation, Contract, Collection, Medical Malpractice

Status: In Good Standing Licensed: 28 Years

CONTACT

Moline, IL 61266

Michael James Dergo Iii

Personal Injury, Collection, Litigation

Status: In Good Standing Licensed: 24 Years

CONTACT

2200 52Nd Avenue, Moline, IL 61265

Trisha Lynne Blake-Millar

Real Estate, Divorce & Family Law, Felony, Collection, Contract

Status: In Good Standing Licensed: 11 Years

CONTACT

56 N Prairie St, Galesburg, IL 61401

Trisha Lynne Blake

Litigation, Family Law, Business & Trade, Collection

Status: In Good Standing Licensed: 11 Years

CONTACT

250 E. Main Street, Galesburg, IL 61401

Trisha Blake

Litigation, Family Law, Business & Trade, Collection

Status: In Good Standing Licensed: 11 Years

CONTACT

250 E. Main Street, Galesburg, IL 61401

800-923-0641

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LEGAL TERMS

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

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Aledo Collection Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Amy L. Keys

Robert T. Park

Chad Mathew Long

Heather Lynne Carlson

Joseph N. Van Vooren

Michael James Dergo Iii

Trisha Lynne Blake-Millar

Trisha Lynne Blake

Trisha Blake

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LEGAL TERMS

BULK SALES LAW

SECURED DEBT

SOLE PROPRIETORSHIP

GARNISHMENT

FRAUDULENT TRANSFER

FRATERNAL BENEFIT SOCIETY BENEFITS

CREDIT BUREAU

DISPOSABLE INCOME

UNSECURED DEBT

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