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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
2. AboutExperienced Michigan Lawyer
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Phillip A. Greenblatt

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Credit & Debt, Identity Theft, Business

I can resolve your debt collection problems. I stop or minimize the prospect of garnishment of your wages and assets. I aggressively defend client'... (more)

FREE CONSULTATION

CONTACT

248-227-7350

Phillip A. Greenblatt, PLLC, Southfield, MI 48037

Sheryl A. Shoebottom

Bankruptcy, Collection, Credit & Debt, Tax

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FREE CONSULTATION

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30161 Southfield Road, Southfield, MI 48076

J. Kyle Guthrie

Corporate, Credit & Debt, Employment, Real Estate

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FREE CONSULTATION

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4050 W Maple Rd Ste 108, Bloomfield Hills, MI 48301

Steve Sowell

Landlord-Tenant, Employee Rights, Business, Credit & Debt

Status: Licensed: 40 Years

CONTACT

2 Crocker Blvd, Mount Clemens, MI 48043

Larry R. Kipke

Landlord-Tenant, Divorce, Civil Rights, Credit & Debt

Status: Licensed: 38 Years

CONTACT

55 Southbound Gratiot Ave, Mount Clemens, MI 48043

Elizabeth A. Ferguson

Labor Law, Civil Rights, Contract, Credit & Debt

Status: Licensed: 27 Years

CONTACT

55 Southbound Gratiot Ave, Mount Clemens, MI 48043

Barry R. Powers

Employee Rights, Insurance, Credit & Debt, Defamation & Slander, Elder Law

Status: Licensed: 38 Years

CONTACT

38550 Garfield Rd, Clinton Township, MI 48038

Sean R. O'Mara

Class Action, Criminal, Credit & Debt, Consumer Bankruptcy

Status: Licensed: 13 Years

CONTACT

24001 Greater Mack Ave, Saint Clair Shores, MI 48080

Karen L. Lemke

Traffic, Medical Products & Devices, Family Law, Credit & Debt

Status: Licensed: 42 Years

CONTACT

Fraser, MI 48026

Herman G. Petzold

Gift Taxation, Reinsurance, Corporate, Credit & Debt

Status: Licensed: 37 Years

CONTACT

19641 Mack Ave, Grosse Pointe, MI 48236

800-814-6700

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LEGAL TERMS

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

COLLATERAL

Property that guarantees payment of a secured debt.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

INFRINGEMENT (OF TRADEMARK)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringeme... (more...)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringement turns on whether the defendant's use causes a likelihood of confusion in the average consumer. If a court determines that the average consumer would be confused, the owner of the original mark can prevent the other's use of the infringing mark and sometimes collect damages.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

FCBA

See Fair Credit Billing Act.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

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Algonac Credit & Debt Lawyer, Michigan

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

Phillip A. Greenblatt

Sheryl A. Shoebottom

J. Kyle Guthrie

Steve Sowell

Larry R. Kipke

Elizabeth A. Ferguson

Barry R. Powers

Sean R. O'Mara

Karen L. Lemke

Herman G. Petzold

TIPS

LEGAL TERMS

REPOSSESSION

CHAPTER 13 BANKRUPTCY

CREDITOR

COLLATERAL

COSIGNER

INFRINGEMENT (OF TRADEMARK)

FAIR CREDIT REPORTING ACT (FCRA)

FCBA

FAIR LABOR STANDARDS ACT (FLSA)

SAMPLE LEGAL CASES

New Freedom Mtg. Corp. v. Globe Mtg. Corp.

Barth v. FIRST CONSUMER CREDIT, INC.

CHARTER ONE BANK NA v. JP Morgan Chase Bank, NA

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