Arenac County, MI Reorganization Lawyers

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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
2. AboutExperienced Michigan Lawyer
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Jacob Anthony Cristoforo

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Criminal, Divorce & Family Law, Litigation, Traffic, Misdemeanor

Jacob Cristoforo is a practicing attorney in the state of Michigan.

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CONTACT

989-891-6688

P.O. Box 428, Standish, MI 48658

Melissa Sue Sprague

Real Estate, Estate, Divorce & Family Law, Bankruptcy & Debt, Contract

Status: In Good Standing Licensed: 16 Years

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413 E Cedar St, Standish, MI 48658

Garner F. Dewey

Federal Appellate Practice, Government, Divorce & Family Law, Accident & Injury

Status: In Good Standing Licensed: 48 Years

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206 N Forest St, Standish, MI 48658

Patrick R. Winter

Real Estate, Estate Planning, Estate

Status: In Good Standing Licensed: 50 Years

CONTACT

206 E Cedar St, Standish, MI 48658

Richard E. Vollbach

Estate Planning, Estate, Family Law, Divorce & Family Law

Status: In Good Standing Licensed: 32 Years

CONTACT

120 N Grove St, Standish, MI 48658

Floyd K. Reynolds

Government

Status: In Good Standing Licensed: 39 Years

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5441 Elm St, Standish, MI 48658

Curtis G. Broughton

Accident & Injury, Bankruptcy & Debt, Divorce & Family Law, Estate

Status: In Good Standing Licensed: 32 Years

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808 W Cedar St, Standish, MI 48658

Duane L. Hadley

Real Estate, Traffic, Estate, Wrongful Termination, Criminal

Status: In Good Standing Licensed: 27 Years

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206 E Cedar St, Standish, MI 48658

Ronald M. Bergeron

Real Estate, Estate Planning, Estate

Status: In Good Standing Licensed: 50 Years

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305 E Cedar St, Standish, MI 48658

Edward J. Wieferman

General Practice

Status: Inactive Licensed: 56 Years

CONTACT

6588 Winterset Dr, Alger, MI 48610

800-923-0641

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LEGAL TERMS

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

FCRA

See Fair Credit Reporting Act.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

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Arenac County, MI Reorganization Lawyers

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

Jacob Anthony Cristoforo

Melissa Sue Sprague

Garner F. Dewey

Patrick R. Winter

Richard E. Vollbach

Floyd K. Reynolds

Curtis G. Broughton

Duane L. Hadley

Ronald M. Bergeron

Edward J. Wieferman

TIPS

LEGAL TERMS

REDEMPTION

CURRENT MONTHLY INCOME

CHAPTER 13 BANKRUPTCY

GUARANTOR

GUARANTEED RESERVATION

FCRA

TRADE NAME

GRACE PERIOD

DISCHARGEABLE DEBTS

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