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Douglas Howard
About | Practice Areas
Howard Law Group, P.L.L.C.
213 Saint Clair St Ste 101 Frankfort, KY 40601» view map
Bankruptcy & Debt
Where Dedication Meets Experience

At Howard Law Group, PLLC, our Frankfort lawyer has devoted his entire practice to helping clients understand their rights and helping clients make empowered legal decisions.

800-716-8131
1. Douglas Howard Frankfort, KY
  Attorney at Law - KY, 1998
  Columbus School of Law J.D. 1998
2. AboutHoward Law Group, P.L.L.C.
  Detailed Preparation & Simple Solutions
3. Practice AreasExpertise
  Bankruptcy & Debt
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LaShea Borden

Collection, Consumer Bankruptcy, Credit & Debt, Estate Administration

Status: In Good Standing

CONTACT

1717 Alliant Avenue, Louisville, KY 40299

A Thomas Johnson

General Practice

Status: In Good Standing

CONTACT

7510 Sunset Lane, Crestwood, KY 40014

Aaron David Zibart

Estate Planning, Civil Rights, Business, Credit & Debt

Status: In Good Standing Licensed: 24 Years

CONTACT

400 West Market Street, Louisville, KY 40202

Adam Braunbeck

Criminal, Administrative Law, Credit & Debt, Medical Malpractice

Status: In Good Standing

CONTACT

701-719 W Jefferson St, Louisville, KY 40202

Alan W. Roles

General Practice

Status: In Good Standing

CONTACT

1009 S 4Th St, Louisville, KY 40203

Alexander Alan Ferrara

Divorce & Family Law, Insurance, Credit & Debt, Personal Injury

Status: In Good Standing

CONTACT

135 W Short St, Lexington, KY 40507

Alexander Prescott Brackett

Litigation, Federal Appellate Practice, Civil Rights, Credit & Debt

Status: In Good Standing

CONTACT

2500 Brown & Williamson Twr, Louisville, KY 40202

Allan Blaine Chappell

Credit & Debt, International Other, Litigation, Business & Trade

Status: Inactive Licensed: 9 Years

CONTACT

100 United Dr, Versailles, KY 40383

Amelia Martin Adams

Bankruptcy, Credit & Debt, Trusts, Litigation

Status: In Good Standing

CONTACT

300 West Vine Street, Lexington, KY 40507

Amy F Howard

General Practice

Status: In Good Standing

CONTACT

3507 Nanz Ave, Louisville, KY 40207

800-923-0641

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LEGAL TERMS

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

SAMPLE LEGAL CASES

Rice v. Rice

... The single issue on discretionary review to this Court is whether the trial court abused its discretion in concluding that a credit card debt incurred solely by the husband and an adult son without the wife's knowledge and participation was marital property and ordering the wife to ...

Tall v. ALASKA AIRLINES/HORIZON AIR FEDERAL CREDIT UNION

... Tall, pro se, answered the Credit Union's complaint by essentially denying that he owed any debt to the Credit Union and claiming that he and the Credit Union's attorney had previously discussed a settlement whereby Tall would bring his account current. ...

Reed v. FRANKLIN CREDIT MANAGEMENT CORPORATION

... Reed appeals from an opinion and order of the Rockcastle Circuit Court granting summary judgment to Franklin Credit Management Corporation ... agreed the subject property was to be transferred to Sue Colwell in consideration of her assuming the debt totaling $69,000.00 on ...

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Bagdad Credit & Debt Lawyer, Kentucky

Sponsored Law Firm

Howard Law Group, P.L.L.C.

SPONSORED LAWYERS

LaShea Borden

A Thomas Johnson

Aaron David Zibart

Adam Braunbeck

Alan W. Roles

Alexander Alan Ferrara

Alexander Prescott Brackett

Allan Blaine Chappell

Amelia Martin Adams

Amy F Howard

TIPS

LEGAL TERMS

FORBEARANCE

COSIGNER

DOING BUSINESS AS (DBA)

MEANS TEST

DISCHARGEABLE DEBTS

SECURED DEBT

SECRET WARRANTY PROGRAM

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

DEBT COLLECTOR

SAMPLE LEGAL CASES

Rice v. Rice

Tall v. ALASKA AIRLINES/HORIZON AIR FEDERAL CREDIT UNION

Reed v. FRANKLIN CREDIT MANAGEMENT CORPORATION

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