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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Farva Jafri

Bankruptcy & Debt, Tax, Divorce, Estate Planning, White Collar Crime

Status:

FREE CONSULTATION

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50 Evergreen Row, Armonk, NY 10504

Gregory M Alker

Environmental Law Other, Criminal, Administrative Law, Consumer Bankruptcy

Status: Licensed: 25 Years

CONTACT

100 S Bedford Rd, Mount Kisco, NY 10549

Susan Colleen Alker

Public Finance, Business & Trade, Business, Bankruptcy & Debt

Status: Licensed: 27 Years

CONTACT

100 S Bedford Rd, Mount Kisco, NY 10549

Peter K. Nardone

International, Divorce & Family Law, Bankruptcy & Debt

Status: Licensed: 34 Years

CONTACT

118 N Bedford Rd, Mount Kisco, NY 10549

Maurice F. Curran

Industry Specialties, Business, Bankruptcy & Debt

Status: Licensed: 67 Years

CONTACT

61 Smith Ave, Mount Kisco, NY 10549

Scott W. Reynolds

Commercial Real Estate, Class Action, Banking & Finance, Commercial Bankruptcy

Status: Licensed: 29 Years

CONTACT

118 N Bedford Rd, Mount Kisco, NY 10549

Harry C. Kaufman

Real Estate, Divorce & Family Law, Bankruptcy & Debt

Status: Licensed: 47 Years

CONTACT

118 N Bedford Rd, Mount Kisco, NY 10549

Derin Edip-Walden

Landlord-Tenant, Divorce & Family Law, Collection

Status: Licensed: 29 Years

CONTACT

118 N Bedford Rd, Mount Kisco, NY 10549

Todd A. Fishlin

Real Estate, Litigation, Trusts, Estate, Bankruptcy

Status: Licensed: 15 Years

CONTACT

118 N Bedford Rd, Mount Kisco, NY 10549

Marianne Otoole

Bankruptcy & Debt

Status: Licensed: 35 Years

CONTACT

2 Depot Plaza, Bedford Hills, NY 10507

800-923-0641

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LEGAL TERMS

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

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Bedford Bankruptcy & Debt Lawyer, New York

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Farva Jafri

Gregory M Alker

Susan Colleen Alker

Peter K. Nardone

Maurice F. Curran

Scott W. Reynolds

Harry C. Kaufman

Derin Edip-Walden

Todd A. Fishlin

Marianne Otoole

TIPS

LEGAL TERMS

DISCHARGEABLE DEBTS

INTEREST

CREDIT BUREAU

FAIR LABOR STANDARDS ACT (FLSA)

CHAPTER 13 PLAN

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

GRACE PERIOD

LIEN

GUARANTOR

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