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Leon Bayer
About | Practice Areas
Bayer Wishman & Leotta
1055 Wilshire Blvd Suite 1900 Los Angeles, CA 90017» view map
Bankruptcy & Debt
Experience, Affordability, & Expertise

The Los Angeles bankruptcy lawyers of Bayer Wishman & Leotta have successfully represented clients in the Los Angeles area for over 37 years. Bankruptcy is all we handle.

800-942-4591
1. Leon Bayer Los Angeles, CA
  Attorney at Law - CA, 1979
  San Fernando Valley College of Law
2. AboutBayer Wishman & Leotta
  88 Years of Combined Experience
3. Practice AreasExpertise
  Bankruptcy & Debt
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Andrei Armas

✓ VERIFIED

Credit & Debt, Banking & Finance, Collection, Identity Theft, Consumer Rights

Andrei Armas is a Partner of Armas & Joseph, APLC specializing in consumer protection, class action litigation, and civil trials. Mr. Armas is admitt... (more)

FREE CONSULTATION

CONTACT

800-675-3790

1712 West Beverly Blvd, Montebello, CA 90640

A. Edward Briseno

Credit & Debt, Bankruptcy

Status: In Good Standing

CONTACT

523 West 6th Street, Los Angeles, CA 90014

Giovanni Orantes

Bankruptcy, Corporate, Business Organization, Credit & Debt

Status: In Good Standing

FREE CONSULTATION

CONTACT

3435 Wilshire Boulevard, Los Angeles, CA 90010

Georgiana L. Pacheco

Workers' Compensation, Contract, Credit & Debt, Products Liability

Status: In Good Standing Licensed: 11 Years

CONTACT

1453 W Beverly Blvd, Montebello, CA 90640

Robert Spruiell Addison

Litigation, Entertainment, Banking & Finance, Credit & Debt

Status: In Good Standing Licensed: 29 Years

CONTACT

1000 Wilshire Blvd, Los Angeles, CA 90017

Lisa Masayo Hiraide

Landlord-Tenant, Motor Vehicle, Child Custody, Credit & Debt

Status: In Good Standing Licensed: 25 Years

CONTACT

800 W 6Th St, Los Angeles, CA 90017

John Alexander Lapinski

Litigation, Contract, Business, Credit & Debt

Status: In Good Standing Licensed: 48 Years

CONTACT

445 S Figueroa St, Los Angeles, CA 90071

Behzad Ben Mohandesi

Employee Rights, Contract, Credit & Debt, Products Liability

Status: In Good Standing Licensed: 23 Years

CONTACT

633 W 5Th St, Los Angeles, CA 90071

Joshua Taylor Kluewer

Collection, Credit & Debt, Litigation, International

Status: In Good Standing Licensed: 18 Years

CONTACT

811 Wilshire Blvd, Los Angeles, CA 90017

Joshua Taylor Kluewer

Collection, Credit & Debt, Litigation, International

Status: In Good Standing Licensed: 18 Years

CONTACT

811 Wilshire Blvd, Los Angeles, CA 90017

800-923-0641

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LEGAL TERMS

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

CCCS

See Consumer Credit Counseling Service.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

SAMPLE LEGAL CASES

Komarova v. National Credit Acceptance, Inc.

... This lawsuit arises from the efforts of defendant National Credit Acceptance, Inc., to collect a consumer debt from plaintiff Anastasiya Komarova that she did not owe. ... The plaintiffs there, like plaintiff here, were pursued for payment of a credit card debt they did not owe. ...

Dey v. Continental Central Credit

... K. Dey appeals a judgment of dismissal entered after the court sustained without leave to amend the demurrer of Continental Central Credit (Continental) and ... et seq.) Dey contends he stated a cause of action based on a fee defendants charged him to collect a debt he owed a ...

Liceaga v. Debt Recovery Solutions, LLC

... Despite her pleas to the agency that she was a victim of identity theft and had no Sprint account, they appear to have disbelieved her and ultimately reported her "default" to several credit reporting agencies, without advising that the debt was contested, thus harming her credit ...

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Bell Gardens Credit & Debt Lawyer, California

Sponsored Law Firm

Bayer Wishman & Leotta

SPONSORED LAWYERS

Andrei Armas

A. Edward Briseno

Giovanni Orantes

Georgiana L. Pacheco

Robert Spruiell Addison

Lisa Masayo Hiraide

John Alexander Lapinski

Behzad Ben Mohandesi

Joshua Taylor Kluewer

Joshua Taylor Kluewer

TIPS

LEGAL TERMS

FORBEARANCE

GUARANTOR

FAIR LABOR STANDARDS ACT (FLSA)

CCCS

SUBROGATION

BANKRUPTCY

REDEMPTION

DOING BUSINESS AS (DBA)

IRS EXPENSES

SAMPLE LEGAL CASES

Komarova v. National Credit Acceptance, Inc.

Dey v. Continental Central Credit

Liceaga v. Debt Recovery Solutions, LLC

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