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Susan Lafferty
About | Practice Areas
Lafferty Law Firm, P.C.
1321 Murfreesboro Pike Suite 521 Nashville, TN 37217» view map
Bankruptcy & Debt
Over 30 Years Of Experience

Susan S. Lafferty is a CPA and Attorney who enjoys helping people with financial problems. She is located in Nashville, TN where she has lived for over 30 years.

800-936-9071
1. Susan Lafferty Nashville, TN
  Attorney at Law - TN, 2007
  Nashville School of Law J.D. 2006
2. AboutLafferty Law Firm, P.C.
  Over 30 Years Of Experience
3. Practice AreasExpertise
  Bankruptcy & Debt
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Sam Moore

Bankruptcy, Banking & Finance, Business & Trade, Credit & Debt

Status: In Good Standing Licensed: 19 Years

CONTACT

212 Main St N, Carthage, TN 37030

Samuel Lawrence Moore

General Practice

Status: In Good Standing Licensed: 19 Years

CONTACT

212 Main St N, Carthage, TN 37030

Jack Branden Bellar

Family Law, Elder Law, Corporate, Credit & Debt

Status: In Good Standing Licensed: 30 Years

CONTACT

516 Main St N, Carthage, TN 37030

Grayson Smith Cannon

Litigation, Trusts, Family Law, Credit & Debt

Status: In Good Standing

CONTACT

117 E Main St, Gallatin, TN 37066

Grayson Cannon

Federal Appellate Practice, Family Law, Disability, Credit & Debt

Status: In Good Standing Licensed: 37 Years

CONTACT

117 E Main St, Gallatin, TN 37066

Steven Francis Glaser

Government, Credit & Debt, Bankruptcy & Debt, Administrative Law

Status: In Good Standing Licensed: 38 Years

CONTACT

Gallatin, TN 37066

Zack Glaser

Credit & Debt

Status: In Good Standing Licensed: 13 Years

CONTACT

125 S Water Ave, Gallatin, TN 37066

Phillip Douglas Patterson

Litigation, Credit & Debt

Status: In Good Standing Licensed: 19 Years

CONTACT

180 N Belvedere Dr, Gallatin, TN 37066

Skylar Grey Stone

Credit & Debt

Status: In Good Standing Licensed: 4 Years

CONTACT

180 N Belvedere Dr, Gallatin, TN 37066

Robert Dennis Findley

Credit & Debt, International Other, Litigation, Business & Trade

Status: In Good Standing Licensed: 27 Years

CONTACT

825 S Browns Lane, Gallatin, TN 37066

800-923-0641

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LEGAL TERMS

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

FCBA

See Fair Credit Billing Act.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

LIMITED LIABILITY

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or ... (more...)

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or a person who invests in a corporation (a shareholder) generally stands to lose only the amount of money invested in the business. This means that if the business folds, creditors cannot seize or sell an owner's home, car, or other personal assets.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

SAMPLE LEGAL CASES

WASHINGTON MUTUAL BANK, FA v. ORNL FEDERAL CREDIT UNION

... The homeowners subsequently refinanced their home with a bank. The bank paid off the homeowners' debt to the credit union, and recorded its own deed of trust securing its loan. At that same time, the loan and deed of trust was assigned to a second bank. ...

PHOENIX CREDIT v. Akers

... Appellant obtained a credit card from Appellee's predecessor in interest, and defaulted on payment of the debt. ... Ms. Akers made payments on the credit card debt, including a payment of $136.00 on February 17, 2005, and a payment of $131.00 on March 18, 2005. ...

Ford Motor Credit Company v. Luna

... Luna asserted that the Marshall County courts lacked jurisdiction over Ford Credit's action because he had previously filed a lawsuit in federal court for violation of the Fair Debt Collection Practices Act, and because Ford Credit's action was filed in retaliation for his federal ...

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Bethpage Credit & Debt Lawyer, Tennessee

Sponsored Law Firm

Lafferty Law Firm, P.C.

SPONSORED LAWYERS

Sam Moore

Samuel Lawrence Moore

Jack Branden Bellar

Grayson Smith Cannon

Grayson Cannon

Steven Francis Glaser

Zack Glaser

Phillip Douglas Patterson

Skylar Grey Stone

Robert Dennis Findley

TIPS

LEGAL TERMS

SOLE PROPRIETORSHIP

ABUSE

DEFINED CONTRIBUTION PLAN

CHAPTER 13 PLAN

CREDIT BUREAU

FCBA

UNSECURED DEBT

LIMITED LIABILITY

CREDIT REPORT

SAMPLE LEGAL CASES

WASHINGTON MUTUAL BANK, FA v. ORNL FEDERAL CREDIT UNION

PHOENIX CREDIT v. Akers

Ford Motor Credit Company v. Luna

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