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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
1. Contact
2. Email
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Brian R. Reed

General Practice

Status: In Good Standing Licensed: 47 Years

CONTACT

8938 S Hoyne Ave, Chicago, IL 60643

Maureseta Theresa Hawkins

Litigation, Lawsuit & Dispute, Collection, Bankruptcy & Debt

Status: In Good Standing Licensed: 28 Years

CONTACT

8353 South Wabash Ave, Chicago, IL 60619

John Richard Ruddy

Litigation, Corporate, Collection, Bankruptcy

Status: In Good Standing Licensed: 47 Years

CONTACT

8938 S Hoyne Ave, Chicago, IL 60643

Terrance Hilliard

Lawsuit & Dispute, Government, Collection, Civil Rights

Status: In Good Standing Licensed: 50 Years

CONTACT

10224 S Seeley Ave, Chicago, IL 60643

Maureseta Hawkins

Litigation, Collection

Status: In Good Standing Licensed: 28 Years

CONTACT

8353 South Wabash Ave, Chicago, IL 60619

William E. Reynolds

Mediation, Nursing Home, Criminal, Collection, Personal Injury

Status: In Good Standing

CONTACT

9618 South Commercial, Chicago, IL 60617

John Ruddy

Corporate, Litigation, Collection, Bankruptcy

Status: In Good Standing Licensed: 47 Years

CONTACT

8938 S Hoyne Ave, Chicago, IL 60643

Hana Marie Kimmel

Collection

Status: In Good Standing Licensed: 29 Years

CONTACT

Chicago Heights, IL 60412

George F. Laforte

Civil Rights, Contract, Collection, Personal Injury

Status: In Good Standing Licensed: 58 Years

CONTACT

19815 Governors Hwy, Flossmoor, IL 60422

Connie Lambert

Corporate, Collection, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 35 Years

CONTACT

716 Park Dr, Flossmoor, IL 60422

800-923-0641

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LEGAL TERMS

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

LIMITED PARTNERSHIP

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner ... (more...)

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner or partners (called general partners) have unlimited personal liability. The key difference between a general and limited partner concerns management decision making--general partners run the business, and limited partners, who are usually passive investors, are not allowed to make day-to-day business decisions. If they do, they risk being treated as general partners with unlimited personal liability.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

Blue Island Collection Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Brian R. Reed

Maureseta Theresa Hawkins

John Richard Ruddy

Terrance Hilliard

Maureseta Hawkins

William E. Reynolds

John Ruddy

Hana Marie Kimmel

George F. Laforte

Connie Lambert

TIPS

LEGAL TERMS

COSIGNER

GENERAL PARTNER

COLLECTION AGENCY

DISPOSABLE INCOME

MEETING OF CREDITORS

LIMITED PARTNERSHIP

CREDIT INSURANCE

FRAUDULENT TRANSFER

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