Chaplin Bankruptcy & Debt Lawyer, Kentucky

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Douglas Howard
About | Practice Areas
Howard Law Group, P.L.L.C.
213 Saint Clair St Ste 101 Frankfort, KY 40601» view map
Bankruptcy & Debt
Where Dedication Meets Experience

At Howard Law Group, PLLC, our Frankfort lawyer has devoted his entire practice to helping clients understand their rights and helping clients make empowered legal decisions.

800-716-8131
1. Douglas Howard Frankfort, KY
  Attorney at Law - KY, 1998
  Columbus School of Law J.D. 1998
2. AboutHoward Law Group, P.L.L.C.
  Detailed Preparation & Simple Solutions
3. Practice AreasExpertise
  Bankruptcy & Debt
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Douglas Clifton Howard

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Divorce & Family Law, Divorce, Bankruptcy, Family Law, Estate

At Howard Law Group, PLLC, our skilled Frankfort attorney has the ability to assist people with very complex issues and problems. We work hard to find... (more)

CONTACT

800-716-8131

213 Saint Clair St, Frankfort, KY 40601

Arlene Courtney Gray

Bankruptcy, Corporate, Collection, Consumer Bankruptcy, Employment

Status: In Good Standing

FREE CONSULTATION

CONTACT

114 North 5th Street, Bardstown, KY 40004

Julie Ann O'Bryan

Consumer Bankruptcy, Bankruptcy, Bankruptcy & Debt, Personal Injury

Status: In Good Standing

CONTACT

1717 Alliant Avenue, Louisville, KY 40299

LaShea Borden

Collection, Consumer Bankruptcy, Credit & Debt, Estate Administration

Status: In Good Standing

CONTACT

1717 Alliant Avenue, Louisville, KY 40299

Edna Jenelle Coulter

Real Estate, Collection, Credit & Debt

Status: In Good Standing

CONTACT

7925 Bloomfield Rd, Bardstown, KY 40004

Charles S Tichenor

Real Estate, Bankruptcy, Corporate, Credit & Debt, Civil Rights

Status: In Good Standing

CONTACT

Taylorsville, KY 40071

Janie Asher Hite

General Practice

Status: In Good Standing

CONTACT

602 Bloomfield Rd, Bardstown, KY 40004

Arch Cox McKay

General Practice

Status: In Good Standing

CONTACT

602 Bloomfield Road, Bardstown, KY 40004

Stephen A Houston

Equine, Credit & Debt, Administrative Law, Civil Rights

Status: In Good Standing

CONTACT

3860 Mt Eden Rd, Shelbyville, KY 40065

William T Hutchins

Civil & Human Rights, Insurance, Credit & Debt, Medical Malpractice

Status: In Good Standing

CONTACT

201 E Flaget St, Bardstown, KY 40004

800-923-0641

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LEGAL TERMS

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

NONPROFIT CORPORATION

A legal structure authorized by state law allowing people to come together to either benefit members of an organization (a club, or mutual benefit society) or f... (more...)

A legal structure authorized by state law allowing people to come together to either benefit members of an organization (a club, or mutual benefit society) or for some public purpose (such as a hospital, environmental organization or literary society). Nonprofit corporations, despite the name, can make a profit, but the business cannot be designed primarily for profit-making purposes, and the profits must be used for the benefit of the organization or purpose the corporation was created to help. When a nonprofit corporation dissolves, any remaining assets must be distributed to another nonprofit, not to board members. As with for-profit corporations, directors of nonprofit corporations are normally shielded from personal liability for the organization's debts. Some nonprofit corporations qualify for a federal tax exemption under _ 501(c)(3) of the Internal Revenue Code, with the result that contributions to the nonprofit are tax deductible by their donors.

FDCPA

See Fair Debt Collections & Practices Act.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

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Chaplin Bankruptcy & Debt Lawyer, Kentucky

Sponsored Law Firm

Howard Law Group, P.L.L.C.

SPONSORED LAWYERS

Douglas Clifton Howard

Arlene Courtney Gray

Julie Ann O'Bryan

LaShea Borden

Edna Jenelle Coulter

Charles S Tichenor

Janie Asher Hite

Arch Cox McKay

Stephen A Houston

William T Hutchins

TIPS

LEGAL TERMS

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

NONPROFIT CORPORATION

FDCPA

REAFFIRMATION

CHAPTER 13 PLAN

PRESUMED ABUSE

SETOFF

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